CMS Price Transparency Data

Electrocardiogram (EKG, tracing only)

Facility: Jacksonville Memorial Hospital

Billing Code: 93005 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93005
Insurance Median: $300
Cash Discount Price: $500
vs. Medicare Baseline: 4.98x Medicare

The contracted insurance negotiated median rate for a Electrocardiogram (EKG, tracing only) at Jacksonville Memorial Hospital is $300. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $500. Compared to the federal Medicare reimbursement reference rate of $60.27, this hospital’s rate is 4.98x the Medicare baseline. Located in 1600 W Walnut St, Jacksonville, IL.

Cash / Self-Pay

$500

Average discount available for prompt cash payment at this facility.

Insurance Median

$300

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$60.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $60.27 (100%)

Cash / Self-Pay: $500 (830%)

Insurance Median: $300 (498%)

Cash: $500 (830% of Medicare)

Ins. Median: $300 (498% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $60.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 498% of the Medicare baseline (a markup of 398%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$6 - $500	10%
Tricare	$6 - $91	10%
Coventry	$7 - $79	12%
Health Alliance	$7 - $340	12%
Humana	$7 - $426	12%
Medicare (plans)	$7 - $79	12%
UnitedHealthcare	$7 - $360	12%
Medicaid / KanCare	$50	83%
Molina Healthcare	$50	83%
Corvel/Corcare	$56 - $490	93%
Illinois Workers Compensation	$60 - $266	100%
Health Alliance Mh Employee Plan	$230	382%
Commercial Workers Compensation	$253	420%
Current Health Network	$275 - $375	456%
6 Degrees Health	$300	498%
Hope Trust	$300	498%
Hst	$300	498%
Cigna	$346	574%
Aetna	$350 - $400	581%
Healthlink	$425	705%
Phcs/Multiplan	$450	747%
Hfn	$475	788%
Liability	$500	830%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $500.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93005.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jacksonville Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93005.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.