CMS Price Transparency Data

Speech therapy (group session)

Facility: Jacksonville Memorial Hospital

Billing Code: 92508 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92508
Insurance Median: $60
Cash Discount Price: $100
vs. Medicare Baseline: 2.49x Medicare

The contracted insurance negotiated median rate for a Speech therapy (group session) at Jacksonville Memorial Hospital is $60. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $100. Compared to the federal Medicare reimbursement reference rate of $24.05, this hospital’s rate is 2.49x the Medicare baseline. Located in 1600 W Walnut St, Jacksonville, IL.

Cash / Self-Pay

$100

Average discount available for prompt cash payment at this facility.

Insurance Median

$60

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$24.05

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $24.05 (100%)

Cash / Self-Pay: $100 (416%)

Insurance Median: $60 (249%)

Cash: $100 (416% of Medicare)

Ins. Median: $60 (249% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $24.05 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 249% of the Medicare baseline (a markup of 149%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$15 - $100	62%
Coventry	$16 - $23	67%
Health Alliance	$16 - $100	67%
Humana	$16 - $85	67%
Medicare (plans)	$16 - $23	67%
UnitedHealthcare	$16 - $72	67%
Tricare	$23 - $100	96%
Corvel/Corcare	$30 - $98	125%
Illinois Workers Compensation	$33 - $53	137%
Health Alliance Mh Employee Plan	$46	191%
Commercial Workers Compensation	$51	212%
Current Health Network	$55 - $75	229%
6 Degrees Health	$60	249%
Hope Trust	$60	249%
Hst	$60	249%
Cigna	$69	287%
Aetna	$70 - $80	291%
Medicaid / KanCare	$71	295%
Molina Healthcare	$71	295%
Healthlink	$85	353%
Phcs/Multiplan	$90	374%
Hfn	$95	395%
Liability	$100	416%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $100.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92508.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jacksonville Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92508.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.