CMS Price Transparency Data

Urinalysis (automated, with microscopy)

Facility: Shirley Ryan Abilitylab

Billing Code: 81001 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 81001
Insurance Median: $79
Cash Discount Price: $73
vs. Medicare Baseline: 24.92x Medicare

The contracted insurance negotiated median rate for a Urinalysis (automated, with microscopy) at Shirley Ryan Abilitylab is $79. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $73. Compared to the federal Medicare reimbursement reference rate of $3.17, this hospital’s rate is 24.92x the Medicare baseline. Located in 355 E Erie St, Chicago, IL.

Cash / Self-Pay

$73

Average discount available for prompt cash payment at this facility.

Insurance Median

$79

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.17

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.17 (100%)

Cash / Self-Pay: $73 (2303%)

Insurance Median: $79 (2492%)

Cash: $73 (2303% of Medicare)

Ins. Median: $79 (2492% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.17 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 2492% of the Medicare baseline (a markup of 2392%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Uic Physician Group-Campuscare	$42 - $66	1325%
Personalcare Insurance Of Il/Firsthealth Grp Corp/Coventryhealth And Life Insurance Co	$45 - $112	1420%
State Of Illinois	$45 - $70	1420%
Affordable Health Care Concepts	$50 - $79	1577%
University Of Chicago Practice Plan	$55 - $86	1735%
Health Care Services Corporation Dba Managed Care Network Preferred	$57 - $90	1798%
Gallagher Benefit Administrators	$63 - $99	1987%
Unicare Life And Health Insurance	$66 - $103	2082%
Private Healthcare Systems	$67 - $106	2114%
Resurrection Health Care Preferred	$67 - $106	2114%
Uic Physician Group	$68 - $107	2145%
Cofinity Aka Ppom	$71 - $112	2240%
Health Payors Organization	$71 - $112	2240%
Healthnetwork	$74 - $116	2334%
Hfn	$76 - $119	2397%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $73.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 81001.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Shirley Ryan Abilitylab is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 81001.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.