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Hospital Profile Critical Access Hospital Voluntary non-profit - Private 25 Beds · rural Updated: 9/1/26

Midwest Medical Center

1 Medical Center Drive, Galena, IL 61036 · 95 Priced Procedures · 91% Patient Recommendation

CMS Overall Rating No CMS Rating
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Near Fair BaseRate Benchmark
1.00×vs. Fair Market Price
Position vs. 1.00× Fair PriceRight at U.S. Average (0%) 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here match the fair market benchmark (1.00×) after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).78/100 · Corroborated
78/100Self-Pay Cash Beats Insurance 21% of the Time
File Completeness100Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic93Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment63Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing76Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount43Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.Regional Value Leader
CMS Star Rating5/5 StarsOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score79/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER WaitNo ER DataMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

5-Star CMS clinical quality rating paired with 1.00× fair market pricing.

Behavioral Pricing FingerprintConsistent Department Multiples

Aligned Regional Benchmark Peer

Midwest Medical Center prices shoppable and inpatient services (6.7× to 5.0× Medicare, divergence 0.75×) in alignment with regional hospital peers (1.00× Fair BaseRate). Reviewing plan-specific negotiated rates and cash discounts helps lock in the lowest out-of-pocket tier.

Regional Benchmark in ILU.S. National Reference Pool
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 0.78× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 21% of shoppable procedures (43/100 Cash Honesty)
  • 5-Star CMS clinical rating with 91% patient recommendation (79/100 safety score)
  • IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (80.0% AGB cap)
Watchout

Where You Can Get Burned (Markup Traps)

  • Outpatient surgery & OR suites carry a 1.8× markup over Medicare rates
  • Commercial insurance median sits at 1.00× Fair BaseRate (6.7× Medicare), so insured patients should always compare the self-pay cash price before paying.
  • Upper-quartile procedures (Q75 1.28×) jump +28% above the median procedure ratio (Q50 1.00×)
  • Unnegotiated chargemaster list prices average 8.0× Medicare (29¢ true HCRIS cost per $1 gross)
Front-Door ShoppableElective / Imaging
6.7× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER0.75× Divergence
5.0× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+28% Upper Tail
Q25 0.78× · Q50 1.00× · Q75 1.28×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
6.7× MedicareWatchout
Outpatient Surgery & ORBack-Door Captive
1.8× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
2.2× MedicareFair
Back-Door Captive ER VisitsBack-Door Captive
1.8× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
2.1× MedicareGood
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
1.6× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
21% Cash Edge · 43/100Watchout
CMS Clinical Safety & Star ValueIntegrity & Outcomes
5 CMS · 79/100Fair

Procedure Prices at Midwest Medical Center

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 95 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$5,385 12.0×
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
$4,173 13.8×
Sleep study (overnight, in lab)
CPT Code: 95810
$3,367 3.3×
MRI, brain (with and without contrast)
CPT Code: 70553
$3,166 6.2×
CT scan, chest (no contrast)
CPT Code: 71250
$2,736 16.4×
Echocardiogram (heart ultrasound)
CPT Code: 93306
$2,663 4.6×
CT scan, head (with and without contrast)
CPT Code: 70470
$2,493 9.7×
MRI, lower back (no contrast)
CPT Code: 72148
$2,245 6.6×
MRI, brain (no contrast)
CPT Code: 70551
$2,160 6.3×
MRI, knee or other leg joint
CPT Code: 73721
$2,097 5.7×
CT scan, head (with contrast)
CPT Code: 70460
$2,040 8.4×
CT scan, lower back (lumbar spine)
CPT Code: 72131
$1,930 11.5×
CT scan, neck (cervical spine)
CPT Code: 72125
$1,930 11.4×
CT scan, head (no contrast)
CPT Code: 70450
$1,702 10.6×
CT scan, pelvis
CPT Code: 72192
$1,702 10.4×
Colonoscopy with biopsy
CPT Code: 45380
$1,675 1.3×
CT scan, sinuses
CPT Code: 70486
$1,548 9.3×
Breast lump removal
CPT Code: 19120
$1,534 0.4×
Ultrasound, leg veins (duplex)
CPT Code: 93970
$1,502 5.5×
Colonoscopy (diagnostic)
CPT Code: 45378
$1,491 1.5×
Blood transfusion
CPT Code: 36430
$948 1.9×
Ultrasound, abdomen (complete)
CPT Code: 76700
$881 6.6×
Rabies immune globulin
HCPCS Code: 90375
$720 2.2×
Ultrasound, abdomen (limited)
CPT Code: 76705
$637 5.1×
Ultrasound, thyroid and neck
CPT Code: 76536
$627 4.8×
Showing top 25 high-impact procedures of 95 total
Inline Bill X-Ray & 501(r) Calculator 501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 80.0%

Audit a Bill or Quote at Midwest Medical Center (Zero PHI Required)

CMS CCN: 141302
CPT 74177
Fair BaseRate™ $448
Medicare Rate $356
Self-Pay Cash $5,385
Insurer Median $5,385
Pre-filled with Midwest Medical Center’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 501(r) AGB Cap: $4,734 (274% FPL)

Statutory 501(r) AGB Cap Limits Bill to $4,734

At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (80.0% of gross = $4,734).

Step 2 · Cash vs. Insurance Arbitrage Save $532 Paying Cash

Self-Pay Cash Rate ($5,385) Beats Your Bill

Midwest Medical Center's published 45 CFR § 180 self-pay cash rate is $5,385 (vs. $5,385 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.

Step 3 · Fair BaseRate Target +$5,469 Above Fair BaseRate

Negotiate Toward $448 Fair BaseRate ($356 Medicare)

Your bill ($5,917) is $5,469 above the denoised Fair BaseRate ($448) and 16.6× the $356 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) 501(c)(3) Nonprofit Hospital

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

EIN: 204560540
Filing Period: 200608
Free Care Eligibility BenchmarkUp to 200% FPL100% charity write-off income threshold
Discounted Care EligibilityUp to 400% FPLSliding-scale & AGB billing cap tier
Charity Care Share of ExpensesSee Schedule HNet community financial assistance reported
26 U.S.C. § 501(r)(5) AGB Benchmark Method: lookback_commercial_median

Hospital-Specific CMS HCRIS Benchmark (80.0% of gross charges)

Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

CMS Overall5/5 Stars (5/5)
Safety Composite79/100
Would Recommend91%
Rated 9 or 10 (HCAHPS)93%
30-Day Mortality vs U.S.same
Unplanned Readmissionsame
Hip/Knee Complication Rate3.7%

Source: CMS Hospital Care Compare (118 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Higher-Quality, Above-Median Price Tier Pareto Frontier (Price + Quality)

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Midwest Medical Center.

Price Index: 1.70× regional baseline
Quality: 82/100 CMS composite
Median Household Income$74,954U.S. Census ACS
Local Uninsured Share5.2%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 78/100 · Corroborated CMS CCN 141302 EIN 204560540

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF File204560540_midwest-medical-center_standardcharges.csv
Publication / Vintage9/1/26 · 12.90 MB
Validated Rate Rows4,072 (CMS v3.0.0)
File Integrity Digest7c1c949629f78a951f85…

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.