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Hospital Profile Critical Access Hospital Government - Hospital District or Authority 22 Beds · rural Updated: 2026-05-26

Sarah D Culbertson Memorial Hospital

238 South Congress Street, Rushville, IL 62681 · 100 Priced Procedures

CMS Overall Rating No CMS Rating
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Above Fair Market · Negotiate
1.38×vs. Fair Market Price
Position vs. 1.00× Fair Price+38% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +38% above the fair benchmark (1.38×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).70/100 · Caution
70/100Self-Pay Cash Beats Insurance 31% of the Time
File Completeness100Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic59Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment63Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing81Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount44Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.High-Markup · Check Safety
CMS Star RatingNot RatedOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score69/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait120 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.

Behavioral Pricing FingerprintMedian-Gamed · High Captive Markup

Loss-Leader / Captive Ancillary Cross-Subsidizer

Sarah D Culbertson Memorial Hospital prices routine shoppable procedures near 1.4× Medicare (p50 1.34×) while skewing captive emergency, lab, and upper-quartile codes to 1.9× Medicare (p75 1.99×, +49% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.

#92 of 126 in IL · 72nd State Percentile#2,414 of 3,385 in U.S. · 71st National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 0.43× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 31% of shoppable procedures (44/100 Cash Honesty)
  • CMS clinical safety score (69/100 safety score) with 72% patient recommendation
  • Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Watchout

Where You Can Get Burned (Markup Traps)

  • Outpatient surgery & OR suites carry a 1.8× markup over Medicare rates
  • Captive ER (0.6×) & laboratory (1.2×) services average 1.36× higher multiples than routine shoppable care (1.4×)
  • Upper-quartile procedures (Q75 1.99×) jump +49% above the median procedure ratio (Q50 1.34×)
  • Unnegotiated chargemaster list prices average 10.5× Medicare (22¢ true HCRIS cost per $1 gross)
Front-Door ShoppableElective / Imaging
1.4× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER1.36× Divergence
1.9× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+49% Upper Tail
Q25 0.43× · Q50 1.34× · Q75 1.99×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
1.4× MedicareGood
Outpatient Surgery & ORBack-Door Captive
1.8× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
0.7× MedicareGood
Back-Door Captive ER VisitsBack-Door Captive
0.6× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
1.2× MedicareGood
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
0.5× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
31% Cash Edge · 44/100Watchout
CMS Clinical Safety & Star ValueIntegrity & Outcomes
3 CMS · 69/100Fair

Procedure Prices at Sarah D Culbertson Memorial Hospital

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 100 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Rabies immune globulin
HCPCS Code: 90375
$9,051 unverified
Gallbladder removal (laparoscopic)
CPT Code: 47562
$5,076 0.8×
Ultrasound, leg veins (duplex)
CPT Code: 93970
$1,706 6.3×
Echocardiogram (heart ultrasound)
CPT Code: 93306
$1,414 unverified
Blood transfusion
CPT Code: 36430
$1,131 unverified
Inguinal hernia repair
CPT Code: 49505
$531 0.1×
Breast lump removal
CPT Code: 19120
$505 0.1×
CT scan, lower back (lumbar spine)
CPT Code: 72131
$319 1.9×
CT scan, head (with contrast)
CPT Code: 70460
$326 1.3×
Speech therapy (language evaluation)
CPT Code: 92507
$340 unverified
X-ray, hip
CPT Code: 73502
$280 3.0×
MRI, brain (with and without contrast)
CPT Code: 70553
$297 0.6×
Psychiatric evaluation (first visit)
CPT Code: 90791
$305 unverified
Psychotherapy session (60 minutes)
CPT Code: 90837
$305 unverified
Family therapy session
CPT Code: 90847
$305 unverified
CT scan, neck (cervical spine)
CPT Code: 72125
$257 1.5×
CT scan, head (no contrast)
CPT Code: 70450
$233 1.5×
Psychotherapy session (45 minutes)
CPT Code: 90834
$229 unverified
New patient office visit (30-44 min)
CPT Code: 99203
$220 unverified
Ultrasound, pelvis
CPT Code: 76856
$186 1.4×
Ultrasound, abdomen (limited)
CPT Code: 76705
$168 1.3×
CT scan, head (with and without contrast)
CPT Code: 70470
$186 0.7×
Colonoscopy (diagnostic)
CPT Code: 45378
$202 0.2×
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$165 0.4×
Colonoscopy with biopsy
CPT Code: 45380
$181 0.1×
Showing top 25 high-impact procedures of 100 total
Inline Bill X-Ray & 501(r) Calculator For-Profit Facility · Cash & Fair BaseRate Audit

Audit a Bill or Quote at Sarah D Culbertson Memorial Hospital (Zero PHI Required)

CMS CCN: 141333
CPT 90375
Fair BaseRate™ $322
Medicare Rate $275
Self-Pay Cash $9,051
Insurer Median $9,051
Pre-filled with Sarah D Culbertson Memorial Hospital’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 274% of 2026 FPL

Above Standard 400% FPL Financial-Assistance Ceiling

At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.

Step 2 · Cash vs. Insurance Arbitrage Save $1,006 Paying Cash

Self-Pay Cash Rate ($9,051) Beats Your Bill

Sarah D Culbertson Memorial Hospital's published 45 CFR § 180 self-pay cash rate is $9,051 (vs. $9,051 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.

Step 3 · Fair BaseRate Target +$9,735 Above Fair BaseRate

Negotiate Toward $322 Fair BaseRate ($275 Medicare)

Your bill ($10,057) is $9,735 above the denoised Fair BaseRate ($322) and 36.6× the $275 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) For-Profit / Non-501(c)(3)

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

Public IRS & CMS ownership records classify Sarah D Culbertson Memorial Hospital as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

Safety Composite69/100
Median ER Wait120 min
Left ER Before Seen1%
30-Day Mortality vs U.S.same
Unplanned Readmissionsame

Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Higher-Quality, Above-Median Price Tier

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Sarah D Culbertson Memorial Hospital.

Price Index: 1.13× regional baseline
Quality: 56/100 CMS composite
Median Household Income$66,059U.S. Census ACS
Local Uninsured Share8.1%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 70/100 · Caution CMS CCN 141333

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF FileReports.aspx
Publication / Vintage2026-05-26 · 52.26 MB
Validated Rate Rows2,950 (CMS v3.0.0)
File Integrity Digest8fbe8fab8a947014e7e6…

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.