CMS Price Transparency Data

Heart stent placement (inpatient stay)

Facility: Methodist Hospitals Inc

Billing Code: 322 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 322
Insurance Median: $24,102
Cash Discount Price: $90,042
vs. Medicare Baseline: 1.88x Medicare

The contracted insurance negotiated median rate for a Heart stent placement (inpatient stay) at Methodist Hospitals Inc is $24,102. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $90,042. Compared to the federal Medicare reimbursement reference rate of $12,807.1, this hospital’s rate is 1.88x the Medicare baseline. Located in 600 Grant St, Gary, IN.

Cash / Self-Pay

$90,042

Average discount available for prompt cash payment at this facility.

Insurance Median

$24,102

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$12,807.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $12,807.1 (100%)

Cash / Self-Pay: $90,042 (703%)

Insurance Median: $24,102 (188%)

Cash: $90,042 (703% of Medicare)

Ins. Median: $24,102 (188% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $12,807.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$9,884 - $27,196	77%
Aetna	$14,607 - $74,920	114%
Humana	$14,607	114%
Medicare (plans)	$14,607	114%
United Heathcare	$14,607	114%
Zing	$14,899	116%
Caresource Maketplace	$24,102	188%
UnitedHealthcare	$24,238 - $26,061	189%
Ambetter / Centene	$29,214	228%
Magnacare	$65,584	512%
Siho	$84,315	658%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $90,042.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 322.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Methodist Hospitals Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 322.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.