CMS Price Transparency Data

Blood test, sodium

Facility: Hendricks Regional Health

Billing Code: 84295 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84295
Insurance Median: $33
Cash Discount Price: $20
vs. Medicare Baseline: 6.86x Medicare

The contracted insurance negotiated median rate for a Blood test, sodium at Hendricks Regional Health is $33. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $20. Compared to the federal Medicare reimbursement reference rate of $4.81, this hospital’s rate is 6.86x the Medicare baseline. Located in 1000 E Main St, Danville, IN.

Cash / Self-Pay

$20

Average discount available for prompt cash payment at this facility.

Insurance Median

$33

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.81 (100%)

Cash / Self-Pay: $20 (416%)

Insurance Median: $33 (686%)

Cash: $20 (416% of Medicare)

Ins. Median: $33 (686% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 686% of the Medicare baseline (a markup of 586%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$5 - $47	104%
Blue Cross Blue Shield	$5 - $15	104%
Caresource Exchange	$5	104%
Humana	$5 - $41	104%
Medicare (plans)	$5	104%
Va Ccn	$5	104%
Ambetter / Centene	$10	208%
UnitedHealthcare	$30 - $36	624%
Encore Encircle Network	$35	728%
Sagamore Health Incumbent Program	$36	748%
Cigna	$37	769%
Sagamorehealth Network	$39	811%
Siho Commercial Network	$40	832%
Multiplan	$44	915%
Encore Health Network	$46	956%
Multiplan/ Complementary	$48	998%
Multiplan/Beech Street	$48	998%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $20.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84295.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hendricks Regional Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84295.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.