CMS Price Transparency Data

C-section delivery (full package)

Facility: Hendricks Regional Health

Billing Code: 59510 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 59510
Insurance Median: $2,389
Cash Discount Price: $1,511
vs. Medicare Baseline: 0.97x Medicare

The contracted insurance negotiated median rate for a C-section delivery (full package) at Hendricks Regional Health is $2,389. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,511. Compared to the federal Medicare reimbursement reference rate of $2,473.27, this hospital’s rate is 0.97x the Medicare baseline. Located in 1000 E Main St, Danville, IN.

Cash / Self-Pay

$1,511

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,389

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,473.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,473.27 (100%)

Cash / Self-Pay: $1,511 (61%)

Insurance Median: $2,389 (97%)

Cash: $1,511 (61% of Medicare)

Ins. Median: $2,389 (97% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,473.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Sagamore Health Incumbent Program	$2,044	83%
Sagamorehealth Network	$2,044	83%
Aetna	$2,088 - $2,880	84%
Blue Cross Blue Shield	$2,263 - $2,377	91%
UnitedHealthcare	$2,369	96%
Humana	$2,377 - $2,400	96%
Medicare (plans)	$2,389	97%
Siho Commercial Network	$3,022	122%
Caresource Exchange	$3,162	128%
Cigna	$3,256	132%
Ambetter / Centene	$3,279	133%
Encore Health Network	$3,618	146%
Multiplan	$3,982	161%
Multiplan/ Complementary	$3,982	161%
Multiplan/Beech Street	$3,982	161%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,511.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 59510.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hendricks Regional Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 59510.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.