CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Hendricks Regional Health

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99203
Insurance Median: $105
Cash Discount Price: $55
vs. Medicare Baseline: 0.89x Medicare

The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Hendricks Regional Health is $105. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $55. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 0.89x the Medicare baseline. Located in 1000 E Main St, Danville, IN.

Cash / Self-Pay

$55

Average discount available for prompt cash payment at this facility.

Insurance Median

$105

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)

Cash / Self-Pay: $55 (47%)

Insurance Median: $105 (89%)

Cash: $55 (47% of Medicare)

Ins. Median: $105 (89% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Sagamore Health Incumbent Program	$69	59%
Sagamorehealth Network	$69	59%
Aetna	$75 - $126	64%
Blue Cross Blue Shield	$75 - $106	64%
Humana	$75 - $78	64%
Medicare (plans)	$104	88%
Encore Health Network	$105	89%
UnitedHealthcare	$105	89%
Cigna	$107	91%
Siho Commercial Network	$110	94%
Caresource Exchange	$138	117%
Ambetter / Centene	$143	122%
Multiplan	$148	126%
Multiplan/ Complementary	$148	126%
Multiplan/Beech Street	$148	126%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $55.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99203.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hendricks Regional Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99203.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.