CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Hendricks Regional Health

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99214
Insurance Median: $152
Cash Discount Price: $124
vs. Medicare Baseline: 1.12x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at Hendricks Regional Health is $152. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $124. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 1.12x the Medicare baseline. Located in 1000 E Main St, Danville, IN.

Cash / Self-Pay

$124

Average discount available for prompt cash payment at this facility.

Insurance Median

$152

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)

Cash / Self-Pay: $124 (91%)

Insurance Median: $152 (112%)

Cash: $124 (91% of Medicare)

Ins. Median: $152 (112% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$62 - $141	46%
Sagamore Health Incumbent Program	$67 - $349	49%
Sagamorehealth Network	$67 - $373	49%
Aetna	$90 - $454	66%
Humana	$90 - $399	66%
UnitedHealthcare	$90 - $344	66%
Siho Commercial Network	$108 - $386	80%
Medicare (plans)	$120	88%
Encore Health Network	$122 - $440	90%
Cigna	$127 - $357	94%
Caresource Exchange	$159	117%
Ambetter / Centene	$165	122%
Multiplan	$171 - $425	126%
Multiplan/ Complementary	$171 - $464	126%
Multiplan/Beech Street	$171 - $459	126%
Encore Encircle Network	$338	249%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $124.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99214.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hendricks Regional Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99214.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.