CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Marion General Hospital

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $986
Cash Discount Price: $4,555
vs. Medicare Baseline: 1.06x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at Marion General Hospital is $986. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,555. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 1.06x the Medicare baseline. Located in 441 N Wabash Ave, Marion, IN.

Cash / Self-Pay

$4,555

Average discount available for prompt cash payment at this facility.

Insurance Median

$986

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Cash / Self-Pay: $4,555 (492%)

Insurance Median: $986 (106%)

Cash: $4,555 (492% of Medicare)

Ins. Median: $986 (106% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$986	106%
Blue Cross Blue Shield	$986 - $5,253	106%
Cigna	$986	106%
Humana	$986	106%
Lasso_Healthcare	$986	106%
Medicare (plans)	$986 - $1,479	106%
Exchange_Ambest_Mhs	$1,479	160%
Exchange_Caresource	$1,479	160%
Exchange_Caresource_Observatio	$1,479	160%
Managed_Hlth_Indiana	$1,479	160%
Exchange_Blue_Cross	$4,780	516%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,555.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Marion General Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.