CMS Price Transparency Data

Breast lump removal

Facility: Saint Joseph Regional Medical Center

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 19120
  • Insurance Median: $6,214
  • Cash Discount Price: $13,383
  • vs. Medicare Baseline: 1.55x Medicare
The contracted insurance negotiated median rate for a Breast lump removal at Saint Joseph Regional Medical Center is $6,214. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $13,383. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 1.55x the Medicare baseline. Located in 5215 Holy Cross Pkwy, Mishawaka, IN.
Cash / Self-Pay
$13,383

Average discount available for prompt cash payment at this facility.

Insurance Median
$6,214

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)
Cash / Self-Pay: $13,383 (335%)
Insurance Median: $6,214 (155%)
Cash: $13,383 (335% of Medicare)
Ins. Median: $6,214 (155% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $1,905 - $14,626 48%
Managed Health Services - Indiana $1,905 48%
Mdwise $1,905 48%
Medicaid / KanCare $1,905 - $2,144 48%
UnitedHealthcare $1,905 - $4,141 48%
Aetna $2,144 - $6,421 54%
Medicare (plans) $4,143 - $4,225 104%
Meridian Complete $4,143 104%
Pace-Trinity Health $4,143 104%
County Coroner $4,308 108%
Provider Partners Health Plan Of Indiana $4,557 114%
Auxiant $6,214 - $8,907 155%
Physicians Health Plan Northern Indiana Health Insurance $6,214 - $12,511 155%
St Joseph County Hlth Dpt $6,214 155%
Caresource $6,421 161%
Siho Insurance Services $6,628 166%
Key Benefit Administrator $7,457 - $8,907 186%
Allied Benefit Systems $7,871 197%
Custom Design Benefits $8,907 223%
Blue Benefit Administrators Of Massachusetts $14,626 366%
Blue Care Network $14,626 366%
Blue Distinction Transplant $14,626 366%
Blue Shield - Ca $14,626 366%
Blue Shield - Id (Regence) $14,626 366%
Blue Shield - Ny Highmark Northeastern $14,626 366%
Blue Shield - Ny Highmark Western $14,626 366%
Blue Shield - Pa (Highmark) $14,626 366%
Blue Shield - Wa (Regence) $14,626 366%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 5215 Holy Cross Pkwy, Mishawaka, IN 46545
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals