CMS Price Transparency Data

Blood test, vitamin B12

Facility: Franciscan Health Michigan City

Billing Code: 82607 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82607
  • Insurance Median: $207
  • Cash Discount Price: $72
  • vs. Medicare Baseline: 13.73x Medicare
The contracted insurance negotiated median rate for a Blood test, vitamin B12 at Franciscan Health Michigan City is $207. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $72. Compared to the federal Medicare reimbursement reference rate of $15.08, this hospital’s rate is 13.73x the Medicare baseline. Located in 3500 Franciscan Way, Michigan City, IN.
Cash / Self-Pay
$72

Average discount available for prompt cash payment at this facility.

Insurance Median
$207

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$15.08

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $15.08 (100%)
Cash / Self-Pay: $72 (477%)
Insurance Median: $207 (1373%)
Cash: $72 (477% of Medicare)
Ins. Median: $207 (1373% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $15.08 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1373% of the Medicare baseline (a markup of 1273%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $14 - $172 93%
Mdwise [1175] $15 99%
Medicaid / KanCare $15 - $18 99%
Medicare (plans) $15 99%
Unicare [1150] $15 99%
Managed Health Services [1302] $17 113%
Aetna $25 - $45 166%
Managed Care [2000] $25 - $310 166%
Workers Comp [1172] $30 199%
Commercial [2001] $68 - $345 451%
Cigna $146 - $242 968%
United Medical Resources [1158] $207 1373%
United Medical Resources [1301] $207 - $230 1373%
UnitedHealthcare $207 - $230 1373%
Great West Insurance [1055] $208 1379%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 3500 Franciscan Way, Michigan City, IN 46360
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals