CMS Price Transparency Data

Blood antibody screen

Facility: Elkhart General Hospital

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $33
Cash Discount Price: $31
vs. Medicare Baseline: 0.62x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at Elkhart General Hospital is $33. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $31. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 0.62x the Medicare baseline. Located in 600 E Blvd, Elkhart, IN.

Cash / Self-Pay

$31

Average discount available for prompt cash payment at this facility.

Insurance Median

$33

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $31 (58%)

Insurance Median: $33 (62%)

Cash: $31 (58% of Medicare)

Ins. Median: $33 (62% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Devoted Healthcare	$9 - $59	17%
Blue Cross Blue Shield	$10 - $167	19%
Caresource	$10 - $90	19%
Humana	$10 - $56	19%
Mdwise	$10 - $61	19%
Mhs	$10 - $101	19%
UnitedHealthcare	$10 - $56	19%
Aetna	$21 - $56	39%
Cha	$28 - $37	53%
Immergrun	$28 - $38	53%
Mclaren (Mi	$30	56%
Php	$31 - $33	58%
Cigna	$34 - $36	64%
Multiplan	$34	64%
Signature	$34	64%
Encore	$35	66%
Plain Church	$38 - $84	71%
Heartland	$47	88%
Pace	$56	105%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $31.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Elkhart General Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.