CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Henry County Memorial Hospital

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72148
Insurance Median: $261
Cash Discount Price: $1,681
vs. Medicare Baseline: 1.07x Medicare

The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Henry County Memorial Hospital is $261. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,681. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.07x the Medicare baseline. Located in 1000 N 16Th St, New Castle, IN.

Cash / Self-Pay

$1,681

Average discount available for prompt cash payment at this facility.

Insurance Median

$261

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $1,681 (690%)

Insurance Median: $261 (107%)

Cash: $1,681 (690% of Medicare)

Ins. Median: $261 (107% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$57 - $3,417	23%
Humana	$65 - $3,694	27%
Blue Cross Blue Shield	$66 - $3,212	27%
Caresource Hip	$66 - $256	27%
Caresource Mcr Adv	$67 - $261	27%
Aetna	$72 - $3,568	30%
Caresource Marketplace-All Other Plans	$89 - $486	37%
Caresource Just4Me	$99 - $640	41%
Encore Workers Comp-All Plans	$114 - $3,988	47%
Caresource Mcaid	$121 - $181	50%
Cigna	$302 - $2,854	124%
Health Alliance-All Plans	$514 - $3,568	211%
Workers Comp - All Plans	$544 - $3,778	223%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,681.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72148.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Henry County Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72148.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.