CMS Price Transparency Data

Bunion correction surgery

Facility: Indiana University Health Bloomington Hospital

Billing Code: 28296 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$4,822

about 1.4× the $3,343 Medicare rate · typically $3,475–$8,493

modeled estimate · not a bill or quote

What this hospital charges insurers

$3,475

Below the fair price — a good deal

about $1,347 under the fair price · 1.0× Medicare

Medicare pays $3,343 Fair price $4,822 This hospital $3,475

How we calculate the fair BaseRate →

How this hospital compares to other IN hospitals

Highest price of the 9 IN hospitals we have prices for — worth calling around.

Cheapest $466 Priciest $3,475

Black dot = this hospital, among the 9 IN hospitals with a price for this procedure. Full list below.

A fair price for a Bunion correction surgery is about $4,822 (about 1.4× the $3,343 Medicare rate). Indiana University Health Bloomington Hospital charges insurers about $3,475 — below the fair price — a good deal. Located in Bloomington, IN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,905 - $4,691	57%
Blue Cross Blue Shieldmajor	$1,905 - $17,250	57%
Aetnamajor	$3,474	104%
Humanamajor	$3,474 - $3,544	104%
Ambetter (Centene)	$5,733	171%
CareSource	$1,905 - $5,212	57%
Health Net	$8,686 - $11,603	260%
WellCare	$3,544	106%
+ 5 smaller / regional plans	$1,905 - $8,686

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 28296.

Insurance Before you use insurance

Call your insurance company to confirm Indiana University Health Bloomington Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 28296.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Indiana University Health Bloomington Hospital

Compare: Bunion correction surgery at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.