CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Norton-King's Daughters' Health

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $143
Cash Discount Price: $40
vs. Medicare Baseline: 10.49x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Norton-King's Daughters' Health is $143. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $40. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 10.49x the Medicare baseline. Located in 1373 East Sr 62, Madison, IN.

Cash / Self-Pay

$40

Average discount available for prompt cash payment at this facility.

Insurance Median

$143

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $40 (293%)

Insurance Median: $143 (1049%)

Cash: $40 (293% of Medicare)

Ins. Median: $143 (1049% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1049% of the Medicare baseline (a markup of 949%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$10 - $160	73%
Blue Cross Blue Shield	$14 - $42	103%
Humana	$14	103%
Managed Health Services	$14 - $21	103%
Managed Health Services Of Indiana	$14	103%
Managed Health Services Of Kentucky	$14	103%
Passport By Molina	$14	103%
UnitedHealthcare	$14 - $143	103%
Caresource Of Kentucky	$19	139%
Caresource Of Indiana	$20	147%
Custom Design Benefits	$27 - $91	198%
Cigna	$155	1137%
Encore	$155	1137%
Quality Care Partners	$162	1189%
Bluegrass	$164	1203%
First Health	$164	1203%
Healthlink	$164	1203%
Vha/Tristate	$164	1203%
Multiplan/Phcs	$167	1225%
Indiana Health Network	$173	1269%
Siho	$173	1269%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $40.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Norton-King's Daughters' Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.