CMS Price Transparency Data

Blood test, hemoglobin

Facility: Norton-King's Daughters' Health

Billing Code: 85018 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85018
Insurance Median: $46
Cash Discount Price: $13
vs. Medicare Baseline: 19.41x Medicare

The contracted insurance negotiated median rate for a Blood test, hemoglobin at Norton-King's Daughters' Health is $46. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $13. Compared to the federal Medicare reimbursement reference rate of $2.37, this hospital’s rate is 19.41x the Medicare baseline. Located in 1373 East Sr 62, Madison, IN.

Cash / Self-Pay

$13

Average discount available for prompt cash payment at this facility.

Insurance Median

$46

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2.37

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2.37 (100%)

Cash / Self-Pay: $13 (549%)

Insurance Median: $46 (1941%)

Cash: $13 (549% of Medicare)

Ins. Median: $46 (1941% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1941% of the Medicare baseline (a markup of 1841%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$2 - $51	84%
Blue Cross Blue Shield	$2 - $7	84%
Humana	$2	84%
Managed Health Services	$2 - $4	84%
Managed Health Services Of Indiana	$2	84%
Managed Health Services Of Kentucky	$2	84%
Passport By Molina	$2	84%
UnitedHealthcare	$2 - $46	84%
Caresource Of Kentucky	$3	127%
Caresource Of Indiana	$4	169%
Custom Design Benefits	$5 - $29	211%
Cigna	$49	2068%
Encore	$49	2068%
Bluegrass	$52	2194%
First Health	$52	2194%
Healthlink	$52	2194%
Quality Care Partners	$52	2194%
Vha/Tristate	$52	2194%
Multiplan/Phcs	$53	2236%
Indiana Health Network	$55	2321%
Siho	$55	2321%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $13.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85018.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Norton-King's Daughters' Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85018.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.