CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Bluffton Regional Medical Center

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 80048
  • Insurance Median: $10
  • Cash Discount Price: $6
  • vs. Medicare Baseline: 1.18x Medicare
The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Bluffton Regional Medical Center is $10. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $6. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 1.18x the Medicare baseline. Located in 303 S Main St, Bluffton, IN.
Cash / Self-Pay
$6

Average discount available for prompt cash payment at this facility.

Insurance Median
$10

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)
Cash / Self-Pay: $6 (71%)
Insurance Median: $10 (118%)
Cash: $6 (71% of Medicare)
Ins. Median: $10 (118% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Amish Aid $2 - $49 24%
Lutheran Preferred Network $2 - $165 24%
Self Pay $2 - $113 24%
Aetna $3 - $92 35%
Blue Cross Blue Shield $3 - $14 35%
Cigna $3 - $73 35%
Lutheran Trma $3 - $93 35%
Php Management Systems $3 - $80 35%
Encore Ppo $4 - $101 47%
Sagamore Health Newtork Inc $4 - $110 47%
Sagamore Sebt $4 - $105 47%
UnitedHealthcare $4 - $102 47%
Ahg Dana Employees $5 - $134 59%
Consumer Life $5 - $128 59%
Align Networks $6 - $144 71%
Northeast Hospice $6 - $144 71%
Prime Health Services $6 - $154 71%
Private Healthcare Systems Inc $6 - $154 71%
Advantage 360 $7 - $171 83%
Allied Benefit Systems $7 - $185 83%
Cardinal Health Alliance $7 - $185 83%
Community Health Alliance $7 - $175 83%
Encore Health Network $7 - $185 83%
First Health $7 - $177 83%
Multiplan $7 - $165 83%
Physicians Health Plan $7 - $15 83%
Ppom $7 - $185 83%
Tricare $7 - $8 83%
Caresource $8 95%
Department Of Veterans Affairs $8 95%
Humana $8 95%
Medicaid / KanCare $8 95%
Medicare (plans) $8 95%
Mhs $8 95%
Mhs In Hip $8 95%
Node Caresource Mcr Adv $8 95%
Node Devoted Health Mcr Adv $8 95%
Node Iu Health Mcr Adv $8 95%
Node Mhs Mcr Adv $8 95%
Node Non Par Hospice Agree $8 95%
Node Va $8 95%
Php $8 - $16 95%
Php Freedom Network $8 - $15 95%
Veterans Eval Services $8 95%
County Jail Health Care $9 106%
In Dept Of Correction $9 106%
Node Pphp Mcr Adv $9 106%
Us Department Of Labor $10 - $11 118%
Lutheran Advanced Network $12 - $13 142%
Lutheran Three Rivers Preferred Plus 150 $12 - $13 142%
Encore Work Comp In $15 177%
Lutheran Three Rivers Preferred Plus 175 $15 177%
Lutheran Northwest Health Preferred $17 201%
Managed Health Services Exchange $17 201%
Workers Compensation $17 201%
Encore Kba Epo $20 236%
Encore Kba Ppo $25 296%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 303 S Main St, Bluffton, IN 46714
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals