CMS Price Transparency Data

Physical therapy (neuromuscular re-education)

Facility: Bluffton Regional Medical Center

Billing Code: 97112 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97112
  • Insurance Median: $77
  • Cash Discount Price: $53
  • vs. Medicare Baseline: 2.35x Medicare
The contracted insurance negotiated median rate for a Physical therapy (neuromuscular re-education) at Bluffton Regional Medical Center is $77. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $53. Compared to the federal Medicare reimbursement reference rate of $32.73, this hospital’s rate is 2.35x the Medicare baseline. Located in 303 S Main St, Bluffton, IN.
Cash / Self-Pay
$53

Average discount available for prompt cash payment at this facility.

Insurance Median
$77

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$32.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.73 (100%)
Cash / Self-Pay: $53 (162%)
Insurance Median: $77 (235%)
Cash: $53 (162% of Medicare)
Ins. Median: $77 (235% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 235% of the Medicare baseline (a markup of 135%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Amish Aid $19 - $81 58%
Physicians Health Plan $19 - $54 58%
Self Pay $19 - $186 58%
Lutheran Preferred Network $23 - $270 70%
Php Freedom Network $24 - $63 73%
Cigna $25 - $120 76%
Php $25 - $52 76%
Theramatrix $25 76%
Aetna $28 - $151 86%
UnitedHealthcare $28 - $186 86%
Tricare $29 89%
Php Management Systems $30 - $131 92%
Blue Cross Blue Shield $31 - $186 95%
Department Of Veterans Affairs $31 95%
Humana $31 - $186 95%
Lutheran Trma $31 - $152 95%
Medicare (plans) $31 95%
Node Caresource Mcr Adv $31 95%
Node Iu Health Mcr Adv $31 95%
Node Mhs Mcr Adv $31 95%
Node Non Par Hospice Agree $31 95%
Node Va $31 95%
Northeast Hospice $31 95%
Veterans Eval Services $31 95%
Node Devoted Health Mcr Adv $32 98%
County Jail Health Care $33 101%
In Dept Of Correction $33 101%
Node Pphp Mcr Adv $33 101%
Encore Ppo $38 - $165 116%
Sagamore Sebt $40 - $173 122%
Sagamore Health Newtork Inc $42 - $181 128%
Lutheran Advanced Network $47 144%
Lutheran Three Rivers Preferred Plus 150 $47 144%
Consumer Life $48 - $210 147%
Us Department Of Labor $50 153%
Ahg Dana Employees $51 - $220 156%
Align Networks $55 - $237 168%
Lutheran Three Rivers Preferred Plus 175 $55 168%
Encore Work Comp In $57 174%
Prime Health Services $57 - $254 174%
Private Healthcare Systems Inc $58 - $254 177%
Multiplan $62 - $270 189%
Lutheran Northwest Health Preferred $63 192%
Managed Health Services Exchange $63 192%
Workers Compensation $63 192%
Encore Health Network $64 - $304 196%
Advantage 360 $65 - $281 199%
Medrisk In Work Comp $65 199%
Community Health Alliance $66 - $287 202%
First Health $67 - $291 205%
Allied Benefit Systems $70 - $304 214%
Cardinal Health Alliance $70 - $304 214%
Ppom $70 - $304 214%
Encore Kba Epo $75 229%
Encore Kba Ppo $94 287%
Caresource $186 568%
Medicaid / KanCare $186 568%
Mhs $186 568%
Mhs In Hip $186 568%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 303 S Main St, Bluffton, IN 46714
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals