CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Bluffton Regional Medical Center

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 95810
  • Insurance Median: $661
  • Cash Discount Price: $365
  • vs. Medicare Baseline: 0.75x Medicare
The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Bluffton Regional Medical Center is $661. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $365. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 0.75x the Medicare baseline. Located in 303 S Main St, Bluffton, IN.
Cash / Self-Pay
$365

Average discount available for prompt cash payment at this facility.

Insurance Median
$661

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)
Cash / Self-Pay: $365 (42%)
Insurance Median: $661 (75%)
Cash: $365 (42% of Medicare)
Ins. Median: $661 (75% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Physicians Health Plan $67 - $1,175 8%
Amish Aid $76 - $1,164 9%
Self Pay $76 - $2,666 9%
Lutheran Preferred Network $83 - $3,878 9%
Php Freedom Network $87 - $1,519 10%
Cigna $88 - $1,716 10%
Php $89 - $1,545 10%
Aetna $101 - $2,162 12%
Php Management Systems $108 - $1,877 12%
Lutheran Trma $111 - $2,182 13%
UnitedHealthcare $130 - $3,560 15%
Encore Ppo $136 - $2,371 16%
Sagamore Sebt $142 - $2,477 16%
Sagamore Health Newtork Inc $149 - $2,599 17%
Consumer Life $172 - $3,006 20%
Ahg Dana Employees $181 - $3,151 21%
Align Networks $195 - $3,394 22%
Prime Health Services $208 - $3,636 24%
Private Healthcare Systems Inc $208 - $3,636 24%
Multiplan $222 - $3,878 25%
Encore Health Network $228 - $4,363 26%
Advantage 360 $231 - $4,024 26%
Community Health Alliance $236 - $4,121 27%
First Health $239 - $4,169 27%
Allied Benefit Systems $250 - $4,363 28%
Cardinal Health Alliance $250 - $4,363 28%
Ppom $250 - $4,363 28%
Veterans Eval Services $278 - $455 32%
Tricare $863 98%
Blue Cross Blue Shield $894 - $3,734 102%
Medicare (plans) $894 102%
Node Iu Health Mcr Adv $894 102%
Node Mhs Mcr Adv $894 102%
Department Of Veterans Affairs $909 104%
Humana $909 - $3,560 104%
Node Non Par Hospice Agree $909 104%
Node Va $909 104%
Northeast Hospice $909 104%
Node Caresource Mcr Adv $912 104%
Node Devoted Health Mcr Adv $912 104%
County Jail Health Care $945 108%
In Dept Of Correction $945 108%
Node Pphp Mcr Adv $954 109%
Us Department Of Labor $1,136 129%
Lutheran Advanced Network $1,363 155%
Lutheran Three Rivers Preferred Plus 150 $1,363 155%
Lutheran Three Rivers Preferred Plus 175 $1,590 181%
Encore Work Comp In $1,635 186%
Lutheran Northwest Health Preferred $1,817 207%
Managed Health Services Exchange $1,817 207%
Workers Compensation $1,817 207%
Encore Kba Epo $2,181 249%
Encore Kba Ppo $2,726 311%
Caresource $3,560 406%
Medicaid / KanCare $3,560 406%
Mhs $3,560 406%
Mhs In Hip $3,560 406%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 303 S Main St, Bluffton, IN 46714
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals