CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Bluffton Regional Medical Center

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 43239
  • Insurance Median: $436
  • Cash Discount Price: $243
  • vs. Medicare Baseline: 0.47x Medicare
The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at Bluffton Regional Medical Center is $436. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $243. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 0.47x the Medicare baseline. Located in 303 S Main St, Bluffton, IN.
Cash / Self-Pay
$243

Average discount available for prompt cash payment at this facility.

Insurance Median
$436

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)
Cash / Self-Pay: $243 (26%)
Insurance Median: $436 (47%)
Cash: $243 (26% of Medicare)
Ins. Median: $436 (47% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Amish Aid $79 - $3,888 9%
Self Pay $79 - $3,888 9%
Lutheran Preferred Network $98 - $12,959 11%
Cigna $104 - $5,735 11%
Aetna $119 - $7,225 13%
Php Management Systems $127 - $6,272 14%
Lutheran Trma $132 - $1,121 14%
UnitedHealthcare $154 - $8,002 17%
Encore Ppo $161 - $7,921 17%
Sagamore Sebt $168 - $8,278 18%
Sagamore Health Newtork Inc $176 - $8,683 19%
Consumer Life $204 - $10,044 22%
Ahg Dana Employees $214 - $2,399 23%
Align Networks $230 - $11,340 25%
Prime Health Services $247 - $12,150 27%
Private Healthcare Systems Inc $247 - $12,150 27%
Multiplan $263 - $12,959 28%
Encore Health Network $270 - $14,579 29%
Advantage 360 $273 - $13,445 29%
Community Health Alliance $280 - $13,769 30%
First Health $283 - $13,931 31%
Allied Benefit Systems $296 - $14,579 32%
Cardinal Health Alliance $296 - $14,579 32%
Ppom $296 - $14,579 32%
Veterans Eval Services $329 - $331 36%
Tricare $912 98%
Blue Cross Blue Shield $944 - $3,944 102%
Medicare (plans) $944 102%
Node Iu Health Mcr Adv $944 102%
Node Mhs Mcr Adv $944 102%
Department Of Veterans Affairs $960 104%
Humana $960 - $2,274 104%
Node Non Par Hospice Agree $960 104%
Node Va $960 104%
Northeast Hospice $960 104%
Node Caresource Mcr Adv $963 104%
Node Devoted Health Mcr Adv $963 104%
County Jail Health Care $998 108%
In Dept Of Correction $998 108%
Node Pphp Mcr Adv $1,008 109%
Us Department Of Labor $1,200 130%
Lutheran Advanced Network $1,439 155%
Lutheran Three Rivers Preferred Plus 150 $1,439 155%
Lutheran Three Rivers Preferred Plus 175 $1,679 181%
Physicians Health Plan $1,689 182%
Encore Work Comp In $1,727 186%
Php $1,792 193%
Lutheran Northwest Health Preferred $1,919 207%
Managed Health Services Exchange $1,919 207%
Workers Compensation $1,919 207%
Caresource $2,274 245%
Medicaid / KanCare $2,274 245%
Mhs $2,274 245%
Mhs In Hip $2,274 245%
Encore Kba Epo $2,303 249%
Php Freedom Network $2,690 290%
Encore Kba Ppo $2,879 311%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 303 S Main St, Bluffton, IN 46714
  • CMS Rating: ★★★★☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals