CMS Price Transparency Data

Breast lump removal

Facility: Franciscan Health Dyer

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $4,388
Cash Discount Price: $10,587
vs. Medicare Baseline: 1.10x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at Franciscan Health Dyer is $4,388. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $10,587. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 1.10x the Medicare baseline. Located in 24 Joliet St, Dyer, IN.

Cash / Self-Pay

$10,587

Average discount available for prompt cash payment at this facility.

Insurance Median

$4,388

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Cash / Self-Pay: $10,587 (265%)

Insurance Median: $4,388 (110%)

Cash: $10,587 (265% of Medicare)

Ins. Median: $4,388 (110% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Mdwise [1175]	$1,905	48%
Medicaid / KanCare	$1,905 - $2,287	48%
Managed Health Services [1302]	$1,964	49%
Aetna	$2,885	72%
Managed Care [2000]	$2,885 - $10,106	72%
Blue Cross Blue Shield	$3,518 - $20,370	88%
Commercial [2001]	$4,222 - $7,037	106%
Cigna	$4,799 - $4,926	120%
Great West Insurance [1055]	$4,799	120%
Medicare (plans)	$6,396	160%
Workers Comp [1172]	$12,792	320%
Unicare [1150]	$20,370	509%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $10,587.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Franciscan Health Dyer is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.