CMS Price Transparency Data

Culture, bacterial

Facility: Northwest Health - Starke

Billing Code: 87070 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 87070
  • Insurance Median: $8
  • Cash Discount Price: $4
  • vs. Medicare Baseline: 0.93x Medicare
The contracted insurance negotiated median rate for a Culture, bacterial at Northwest Health - Starke is $8. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4. Compared to the federal Medicare reimbursement reference rate of $8.62, this hospital’s rate is 0.93x the Medicare baseline. Located in 102 E Culver Rd, Knox, IN.
Cash / Self-Pay
$4

Average discount available for prompt cash payment at this facility.

Insurance Median
$8

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$8.62

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.62 (100%)
Cash / Self-Pay: $4 (46%)
Insurance Median: $8 (93%)
Cash: $4 (46% of Medicare)
Ins. Median: $8 (93% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.62 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Lutheran $1 - $110 12%
Self Pay $1 - $225 12%
Alpha Baking $2 - $184 23%
Medpartners $2 - $137 23%
Physicians Health Plan $2 - $169 23%
Encore $3 - $356 35%
Php $3 - $246 35%
UnitedHealthcare $3 - $290 35%
Aetna $4 - $354 46%
Blue Cross Blue Shield $4 - $14 46%
Cigna $4 - $340 46%
Community Health Alliance $4 - $368 46%
Coventry First Health $4 - $354 46%
Lutheran Network $4 - $360 46%
Multiplan Inc $4 - $368 46%
Ppom $4 - $385 46%
Sagamore Health Network $4 - $360 46%
Tricare $4 - $8 46%
Humana $5 - $9 58%
In Dept Of Correction $5 - $9 58%
Managed Health Services $5 - $17 58%
Medicare (plans) $5 - $8 58%
Node Champva $5 - $8 58%
Node Devoted Health Mcr Adv $5 - $9 58%
Node Hospice Non Par Agree $5 - $9 58%
Node Pphp Mcr Adv $5 - $9 58%
Node Va $5 - $9 58%
Us Department Of Labor $6 - $11 70%
Caresource $8 - $9 93%
Indiana Workers Comp $9 - $17 104%
Medicaid / KanCare $9 104%
Mhs $9 104%
Encore Kba Epo $11 - $21 128%
Magnacare Ma $11 - $21 128%
Encore Kba Ppo $14 - $26 162%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 102 E Culver Rd, Knox, IN 46534
  • CMS Rating: ★☆☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals