CMS Price Transparency Data

X-ray, lower back

Facility: Northwest Health - Starke

Billing Code: 72110 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$103

about 1.0× the $107 Medicare rate · typically $70–$165

modeled estimate · not a bill or quote

What this hospital charges insurers

$118

About the fair price

about $15 over the fair price · 1.1× Medicare

Medicare pays $107 Fair price $103 This hospital $118 Cash price $360 Hospital's list price $878

How we calculate the fair BaseRate →

How this hospital compares to other IN hospitals

Highest price of the 9 IN hospitals we have prices for — worth calling around.

Cheapest $23 Priciest $118

Black dot = this hospital, among the 9 IN hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a X-ray, lower back is about $103 (about 1.0× the $107 Medicare rate). Northwest Health - Starke charges insurers about $118, or about $360 in cash — about the fair price. Located in Knox, IN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$91 - $622	85%
Blue Cross Blue Shieldmajor	$91 - $447	85%
Aetnamajor	$117 - $760	110%
Cignamajor	$729	683%
Humanamajor	$91 - $117	85%
CareSource	$70 - $91	66%
Devoted Health	$119	111%
Health Net	$773	724%
MagnaCare	$284	266%
+ 13 smaller / regional plans	$91 - $791

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 6 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 360), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72110.

Insurance Before you use insurance

Call your insurance company to confirm Northwest Health - Starke is in-network.
Ask your insurer whether prior approval is required for CPT code 72110.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Northwest Health - Starke

Compare: X-ray, lower back at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.