CMS Price Transparency Data

Knee arthroscopy with meniscus repair

Facility: Witham Health Services

Billing Code: 29881 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 29881
Insurance Median: $610
Cash Discount Price: $370
vs. Medicare Baseline: 0.18x Medicare

The contracted insurance negotiated median rate for a Knee arthroscopy with meniscus repair at Witham Health Services is $610. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $370. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.18x the Medicare baseline. Located in 2605 N Lebanon St, Lebanon, IN.

Cash / Self-Pay

$370

Average discount available for prompt cash payment at this facility.

Insurance Median

$610

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $370 (11%)

Insurance Median: $610 (18%)

Cash: $370 (11% of Medicare)

Ins. Median: $610 (18% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$81 - $3,462	2%
Aetna	$96 - $3,566	3%
UnitedHealthcare	$102 - $1,206	3%
Phcs/Multiplan-All Plans	$118 - $1,406	4%
Sagamore-All Plans	$120 - $1,422	4%
Humana	$121 - $1,437	4%
Beech Street-All Plans	$122 - $1,453	4%
Encore-All Plans	$124 - $1,468	4%
Mhs Comml Exch-All Plans	$326 - $3,864	10%
Mdwise Health In-All Plans	$3,462	104%
Caresource Mcr Adv	$3,531	106%
Caresource Indiana Marketplace-All Other Plans	$6,577	197%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $370.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 29881.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Witham Health Services is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 29881.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.