CMS Price Transparency Data

Heart stent placement (inpatient stay)

Facility: Franciscan Health Lafayette

Billing Code: 322 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 322
Insurance Median: $37,855
Cash Discount Price: $26,671
vs. Medicare Baseline: 2.96x Medicare

The contracted insurance negotiated median rate for a Heart stent placement (inpatient stay) at Franciscan Health Lafayette is $37,855. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $26,671. Compared to the federal Medicare reimbursement reference rate of $12,807.1, this hospital’s rate is 2.96x the Medicare baseline. Located in 1701 S Creasy Ln, Lafayette, IN.

Cash / Self-Pay

$26,671

Average discount available for prompt cash payment at this facility.

Insurance Median

$37,855

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$12,807.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $12,807.1 (100%)

Cash / Self-Pay: $26,671 (208%)

Insurance Median: $37,855 (296%)

Cash: $26,671 (208% of Medicare)

Ins. Median: $37,855 (296% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $12,807.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 296% of the Medicare baseline (a markup of 196%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicare (plans)	$14,928	117%
Blue Cross Blue Shield	$26,445 - $37,855	206%
Workers Comp [1172]	$29,856	233%
Unicare [1150]	$37,855	296%
Commercial [2001]	$44,075 - $51,436	344%
Managed Care [2000]	$44,075 - $51,436	344%
Aetna	$51,436	402%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $26,671.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 322.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Franciscan Health Lafayette is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 322.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.