CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Franciscan Health Crown Point

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $100
Cash Discount Price: $86
vs. Medicare Baseline: 7.34x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Franciscan Health Crown Point is $100. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $86. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 7.34x the Medicare baseline. Located in 1201 S Main St, Crown Point, IN.

Cash / Self-Pay

$86

Average discount available for prompt cash payment at this facility.

Insurance Median

$100

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $86 (631%)

Insurance Median: $100 (734%)

Cash: $86 (631% of Medicare)

Ins. Median: $100 (734% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 734% of the Medicare baseline (a markup of 634%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$11 - $232	81%
Managed Health Services [1302]	$14 - $15	103%
Mdwise [1175]	$14	103%
Medicaid / KanCare	$14 - $16	103%
Medicare (plans)	$14	103%
Unicare [1150]	$14	103%
Aetna	$23 - $41	169%
Managed Care [2000]	$23 - $332	169%
Workers Comp [1172]	$27	198%
Commercial [2001]	$41 - $332	301%
United Medical Resources [1158]	$100 - $109	734%
United Medical Resources [1301]	$100 - $109	734%
UnitedHealthcare	$100 - $109	734%
Cigna	$141 - $226	1034%
Great West Insurance [1055]	$226	1658%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $86.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Franciscan Health Crown Point is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.