CMS Price Transparency Data

Physical therapy (gait training)

Facility: Franciscan Health Crown Point

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97116
Insurance Median: $89
Cash Discount Price: $29
vs. Medicare Baseline: 3.06x Medicare

The contracted insurance negotiated median rate for a Physical therapy (gait training) at Franciscan Health Crown Point is $89. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $29. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 3.06x the Medicare baseline. Located in 1201 S Main St, Crown Point, IN.

Cash / Self-Pay

$29

Average discount available for prompt cash payment at this facility.

Insurance Median

$89

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $29 (100%)

Insurance Median: $89 (306%)

Cash: $29 (100% of Medicare)

Ins. Median: $89 (306% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 306% of the Medicare baseline (a markup of 206%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Research/Grant [2012]	$5	17%
Medicare (plans)	$28	96%
Cigna	$47 - $76	162%
Aetna	$55	189%
Blue Cross Blue Shield	$55 - $78	189%
Commercial [2001]	$55 - $185	189%
Managed Care [2000]	$55 - $203	189%
Unicare [1150]	$55 - $56	189%
Workers Comp [1172]	$56	193%
Great West Insurance [1055]	$76	262%
United Medical Resources [1158]	$185 - $203	637%
United Medical Resources [1301]	$185 - $203	637%
UnitedHealthcare	$185 - $203	637%
Managed Health Services [1302]	$186 - $192	640%
Mdwise [1175]	$186	640%
Medicaid / KanCare	$186 - $224	640%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $29.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97116.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Franciscan Health Crown Point is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97116.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.