CMS Price Transparency Data

Bunion correction surgery

Facility: St Vincent Heart Center

Billing Code: 28296 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$1,079

about 0.3× the $3,343 Medicare rate · typically $622–$4,793

modeled estimate · not a bill or quote

What this hospital charges insurers

$648

Below the fair price — a good deal

about $431 under the fair price · 0.2× Medicare

Medicare pays $3,343 Fair price $1,079 This hospital $648

How we calculate the fair BaseRate →

How this hospital compares to other IN hospitals

A typical price — 0 charge more and 5 charge less, among the 9 IN hospitals compared.

Cheapest $466 Priciest $648

Black dot = this hospital, among the 9 IN hospitals with a price for this procedure. Full list below.

A fair price for a Bunion correction surgery is about $1,079 (about 0.3× the $3,343 Medicare rate). St Vincent Heart Center charges insurers about $648 — below the fair price — a good deal. Located in Carmel, IN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$154 - $1,487	5%
Blue Cross Blue Shieldmajor	$502 - $1,487	15%
Aetnamajor	$1,487	44%
Humanamajor	$1,487	44%
Ambetter (Centene)	$1,487	44%
CareSource	$1,487	44%
+ 9 smaller / regional plans	$502 - $1,487

Government programs also on file: Medicare, Medicaid.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 28296.

Insurance Before you use insurance

Call your insurance company to confirm St Vincent Heart Center is in-network.
Ask your insurer whether prior approval is required for CPT code 28296.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at St Vincent Heart Center

Compare: Bunion correction surgery at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.