CMS Price Transparency Data

Cataract surgery with lens implant

Facility: Ascension St Vincent Carmel

Billing Code: 66984 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 66984
Insurance Median: $766
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.32x Medicare

The contracted insurance negotiated median rate for a Cataract surgery with lens implant at Ascension St Vincent Carmel is $766. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $2,357.81, this hospital’s rate is 0.32x the Medicare baseline. Located in 13500 N Meridian St, Carmel, IN.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$766

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,357.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,357.81 (100%)

Insurance Median: $766 (32%)

Ins. Median: $766 (32% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,357.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$176 - $1,257	7%
Blue Cross Blue Shield	$459 - $1,159	19%
Medicaid / KanCare	$459	19%
Mhs Care Connect	$459	19%
Encore Exclusive	$766	32%
Patoka Valley Tier 1	$766	32%
Patoka Valley Tier 2	$766	32%
Aetna	$1,159	49%
Ambetter / Centene	$1,159	49%
Ascension Complete Mcr	$1,159	49%
Caresource Marketplace	$1,159	49%
Corizon	$1,159	49%
Humana	$1,159	49%
Immergrun	$1,159	49%
Medicare (plans)	$1,159	49%
Personalized Care	$1,159	49%
Secure Horizons-Pacificare	$1,159	49%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 66984.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ascension St Vincent Carmel is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 66984.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.