CMS Price Transparency Data

MRI, brain (no contrast)

Facility: Ascension St Vincent Carmel

Billing Code: 70551 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$183

about 0.8× the $244 Medicare rate · typically $147–$597

modeled estimate · not a bill or quote

What this hospital charges insurers

$158

Below the fair price — a good deal

about $25 under the fair price · 0.6× Medicare

Medicare pays $244 Fair price $183 This hospital $158 Cash price $437 Hospital's list price $728

How we calculate the fair BaseRate →

How this hospital compares to other IN hospitals

Highest price of the 9 IN hospitals we have prices for — worth calling around.

Cheapest $75 Priciest $158

Black dot = this hospital, among the 9 IN hospitals with a price for this procedure. Full list below.

A fair price for a MRI, brain (no contrast) is about $183 (about 0.8× the $244 Medicare rate). Ascension St Vincent Carmel charges insurers about $158, or about $437 in cash — below the fair price — a good deal. Located in Carmel, IN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$69 - $500	28%
Blue Cross Blue Shieldmajor	$53 - $647	22%
Aetnamajor	$148 - $700	61%
Humanamajor	$148	61%
Ambetter (Centene)	$148	61%
CareSource	$148	61%
+ 9 smaller / regional plans	$53 - $309

Government programs also on file: Medicare, Medicaid.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 437), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 70551.

Insurance Before you use insurance

Call your insurance company to confirm Ascension St Vincent Carmel is in-network.
Ask your insurer whether prior approval is required for CPT code 70551.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Ascension St Vincent Carmel

Compare: MRI, brain (no contrast) at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.