CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Ascension St Vincent Carmel

Billing Code: 99203 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$101

about 0.9× the $118 Medicare rate · typically $69–$215

modeled estimate · not a bill or quote

What this hospital charges insurers

$106

About the fair price

about $5 over the fair price · 0.9× Medicare

Medicare pays $118 Fair price $101 This hospital $106

How we calculate the fair BaseRate →

How this hospital compares to other IN hospitals

Highest price of the 9 IN hospitals we have prices for — worth calling around.

Cheapest $45 Priciest $106

Black dot = this hospital, among the 9 IN hospitals with a price for this procedure. Full list below.

A fair price for a New patient office visit (30-44 min) is about $101 (about 0.9× the $118 Medicare rate). Ascension St Vincent Carmel charges insurers about $106 — about the fair price. Located in Carmel, IN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

2 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield AetnaCignaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$12 - $86	10%
Blue Cross Blue Shieldmajor	$74 - $106	63%
+ 4 smaller / regional plans	$74 - $106

Government programs also on file: Medicaid.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 99203.

Insurance Before you use insurance

Call your insurance company to confirm Ascension St Vincent Carmel is in-network.
Ask your insurer whether prior approval is required for CPT code 99203.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Ascension St Vincent Carmel

Compare: New patient office visit (30-44 min) at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.