CMS Price Transparency Data

Blood test, complete blood count (CBC)

Facility: Monroe Hospital

Billing Code: 85025 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85025
Insurance Median: $11
Cash Discount Price: $7
vs. Medicare Baseline: 1.42x Medicare

The contracted insurance negotiated median rate for a Blood test, complete blood count (CBC) at Monroe Hospital is $11. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $7. Compared to the federal Medicare reimbursement reference rate of $7.77, this hospital’s rate is 1.42x the Medicare baseline. Located in 4011 S Monroe Medical Park Blvd, Bloomington, IN.

Cash / Self-Pay

Average discount available for prompt cash payment at this facility.

Insurance Median

$11

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$7.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $7.77 (100%)

Cash / Self-Pay: $7 (90%)

Insurance Median: $11 (142%)

Cash: $7 (90% of Medicare)

Ins. Median: $11 (142% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $7.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$8	103%
Blue Cross Blue Shield	$8 - $14	103%
Care Source	$8 - $11	103%
Medicaid / KanCare	$8	103%
Medicare (plans)	$8	103%
Monroe Medical Group And Managed Health Services	$8 - $10	103%
Tricare	$8	103%
UnitedHealthcare	$8	103%
Usa Senior Care Network	$8	103%
Worthington Christian Fellowship	$8	103%
Provider Partners Health Plan	$9	116%
Employer Direct Healthcare	$11	142%
Americas Choice Provider Network Acpn	$14 - $15	180%
Corvel Workers Compensation	$14	180%
Encore Health Network Workers Compensation	$14 - $15	180%
Multiplan	$14 - $15	180%
Prime Health Services	$14 - $15	180%
Provider Network Of America	$14 - $16	180%
Provider Select	$14 - $15	180%
Three Rivers	$14 - $15	180%
Workers Compensation	$14 - $16	180%
Zelis Healthcare Fka Stratose	$14 - $15	180%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $7.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85025.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Monroe Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85025.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.