CMS Price Transparency Data

Blood test, hemoglobin

Facility: Rush Memorial Hospital

Billing Code: 85018 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85018
Insurance Median: $60
Cash Discount Price: $97
vs. Medicare Baseline: 25.32x Medicare

The contracted insurance negotiated median rate for a Blood test, hemoglobin at Rush Memorial Hospital is $60. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $97. Compared to the federal Medicare reimbursement reference rate of $2.37, this hospital’s rate is 25.32x the Medicare baseline. Located in 1300 N Main St, Rushville, IN.

Cash / Self-Pay

$97

Average discount available for prompt cash payment at this facility.

Insurance Median

$60

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2.37

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2.37 (100%)

Cash / Self-Pay: $97 (4093%)

Insurance Median: $60 (2532%)

Cash: $97 (4093% of Medicare)

Ins. Median: $60 (2532% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 2532% of the Medicare baseline (a markup of 2432%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$4 - $189	169%
Blue Cross Blue Shield	$4 - $150	169%
Caresource Mcr Adv	$4 - $64	169%
Health Net	$4 - $60	169%
Humana	$4 - $189	169%
My True Advantage - All Plans	$4 - $64	169%
Today'S Option Mcr Adv-All Plans	$4 - $66	169%
UnitedHealthcare	$4 - $164	169%
Viant Beech St Mcr Adv	$4 - $66	169%
Caresource Marketplace-All Other Plans	$7 - $102	295%
Cigna	$11 - $164	464%
Phcs-All Plans	$11 - $164	464%
Community Health Alliance-All Plans	$13 - $193	549%
Consumers Life Ins-All Plans	$13 - $185	549%
Coventry/First Health-All Plans	$13 - $185	549%
Multiplan-All Plans	$13 - $191	549%
Sagamore-All Plans	$13 - $189	549%
Siho-All Plans	$13 - $189	549%
Encore Health Services-All Plans	$14 - $201	591%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $97.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85018.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Rush Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85018.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.