CMS Price Transparency Data

X-ray, neck (cervical spine)

Facility: Rush Memorial Hospital

Billing Code: 72040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72040
Insurance Median: $1,345
Cash Discount Price: $1,689
vs. Medicare Baseline: 15.13x Medicare

The contracted insurance negotiated median rate for a X-ray, neck (cervical spine) at Rush Memorial Hospital is $1,345. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,689. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 15.13x the Medicare baseline. Located in 1300 N Main St, Rushville, IN.

Cash / Self-Pay

$1,689

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,345

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $1,689 (1900%)

Insurance Median: $1,345 (1513%)

Cash: $1,689 (1900% of Medicare)

Ins. Median: $1,345 (1513% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1513% of the Medicare baseline (a markup of 1413%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$9 - $3,560	10%
Aetna	$10 - $4,094	11%
Blue Cross Blue Shield	$10 - $2,345	11%
Caresource Mcr Adv	$10 - $1,379	11%
Consumers Life Ins-All Plans	$10 - $4,005	11%
Humana	$10 - $4,094	11%
My True Advantage - All Plans	$10 - $1,379	11%
Today'S Option Mcr Adv-All Plans	$10 - $1,421	11%
Viant Beech St Mcr Adv	$10 - $1,421	11%
Caresource Marketplace-All Other Plans	$13 - $2,207	15%
Multiplan-All Plans	$14 - $4,138	16%
Encore Health Services-All Plans	$17 - $4,361	19%
Siho-All Plans	$17 - $4,094	19%
Phcs-All Plans	$19 - $3,560	21%
Cigna	$27 - $1,388	30%
Health Net	$27 - $1,310	30%
Coventry/First Health-All Plans	$38 - $4,005	43%
Sagamore-All Plans	$4,094	4605%
Community Health Alliance-All Plans	$4,183	4705%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,689.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Rush Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.