CMS Price Transparency Data

Knee arthroscopy with meniscus repair

Facility: Cameron Memorial Community Hospital Inc

Billing Code: 29881 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 29881
Insurance Median: $581
Cash Discount Price: $591
vs. Medicare Baseline: 0.17x Medicare

The contracted insurance negotiated median rate for a Knee arthroscopy with meniscus repair at Cameron Memorial Community Hospital Inc is $581. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $591. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.17x the Medicare baseline. Located in 416 E Maumee St, Angola, IN.

Cash / Self-Pay

$591

Average discount available for prompt cash payment at this facility.

Insurance Median

$581

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $591 (18%)

Insurance Median: $581 (17%)

Cash: $591 (18% of Medicare)

Ins. Median: $581 (17% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$493 - $690	15%
Aetna	$494	15%
Cigna	$494	15%
Corvel	$494	15%
Encore	$494	15%
Humana	$494 - $640	15%
Phcs	$494	15%
Plain Church Group Ministry	$494	15%
Sagamore Health Network	$494	15%
Caresource Indiana Of In	$496 - $568	15%
Managed Health Services	$496	15%
Mdwise	$496	15%
Coventry	$593	18%
Lucent	$692	21%
Frontpath	$701	21%
Three Rivers Preferred	$758 - $75,800	23%
Centivo	$766	23%
Blue Cross Blue Shield	$792	24%
Lutheran Preferred	$808	24%
Signature Care	$850	25%
Php	$858	26%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $591.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 29881.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cameron Memorial Community Hospital Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 29881.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.