Blood test, urea nitrogen (BUN, kidney)
Facility: Dukes Memorial Hospital
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $11
- Cash Discount Price: $12
- vs. Medicare Baseline: 2.78x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 278% of the Medicare baseline (a markup of 178%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $2 - $30 | 51% |
| Aetna | $3 - $45 | 76% |
| Department Of Veterans Affairs | $3 - $18 | 76% |
| Humana | $3 - $19 | 76% |
| In Dept Of Correction | $3 - $20 | 76% |
| Iu Health Plan | $3 - $19 | 76% |
| Managed Health Services | $3 - $38 | 76% |
| Medicare (plans) | $3 - $19 | 76% |
| Miami County Sheriffs Department | $3 - $20 | 76% |
| Node Devoted Health Mcr Adv | $3 - $19 | 76% |
| Node Pphp Mcr Adv | $3 - $20 | 76% |
| Node Va | $3 - $46 | 76% |
| Tricare | $3 - $18 | 76% |
| UnitedHealthcare | $3 - $47 | 76% |
| Caresource | $4 | 101% |
| Lutheran Advanced Network | $4 - $28 | 101% |
| Lutheran Three Rivers Preferred Plus 150 | $4 - $28 | 101% |
| Medicaid / KanCare | $4 | 101% |
| Mhs | $4 | 101% |
| Node Lutheran Preferred Fixed 2 | $4 - $28 | 101% |
| Veterans Eval Services | $4 | 101% |
| Align Network | $5 - $30 | 127% |
| Encore Work Comp In | $5 - $34 | 127% |
| Lutheran Preferred | $5 - $76 | 127% |
| Lutheran Three Rivers Preferred Plus 175 | $5 - $33 | 127% |
| Prime Health Services | $5 - $71 | 127% |
| Us Department Of Labor | $5 | 127% |
| Cigna | $6 - $95 | 152% |
| Lutheran Northwest Health Preferred | $6 - $38 | 152% |
| Partners Direct Health Llc | $6 - $36 | 152% |
| Physicians Health Plan | $6 - $44 | 152% |
| Three Rivers Preferred Plus | $6 - $38 | 152% |
| Work Comp | $6 - $38 | 152% |
| Encore Kba Epo | $7 - $46 | 177% |
| Php Freedom | $7 - $44 | 177% |
| Three Rivers Preferred | $7 - $43 | 177% |
| Amish Aid | $8 - $48 | 203% |
| Encore Ppo | $8 - $48 | 203% |
| Sagamore Health Network | $8 - $53 | 203% |
| Self Pay | $8 - $52 | 203% |
| Consumer Life | $9 - $59 | 228% |
| Encore Kba Ppo | $9 - $57 | 228% |
| Advantage Health Solutions | $12 - $79 | 304% |
| Encore Health Network | $12 - $78 | 304% |
| First Health | $12 - $76 | 304% |
| Multiplan | $12 - $77 | 304% |
| Encore | $14 - $86 | 354% |