CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Indiana University Health Bedford Hospital

Billing Code: 45378 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$1,511

about 1.6× the $950 Medicare rate · typically $672–$3,681

modeled estimate · not a bill or quote

Medicare pays $950 Fair price $1,511 Cash price $1,239 Hospital's list price $4,340

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$925 - $5,319	97%
Blue Cross Blue Shieldmajor	$2,274 - $7,560	239%
Aetnamajor	$1,222 - $7,023	129%
Cignamajor	$1,141 - $6,558	120%
CareSource	$2,274	239%
Health Net	$900 - $9,206	95%
+ 9 smaller / regional plans	$675 - $6,802

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 1,239), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 45378.

Insurance Before you use insurance

Call your insurance company to confirm Indiana University Health Bedford Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 45378.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Indiana University Health Bedford Hospital

Compare: Colonoscopy (diagnostic) at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.