CMS Price Transparency Data

Psychological testing by technician

Facility: Indiana University Health Bedford Hospital

Billing Code: 96138 (CPT)

The BaseRate · fair price low confidence

A fair price for this

$259

about 0.6× the $456 Medicare rate · typically $90–$909

modeled estimate · not a bill or quote

What this hospital charges insurers

$159

Below the fair price — a good deal

about $100 under the fair price · 0.3× Medicare

Medicare pays $456 Fair price $259 This hospital $159 Cash price $512 Hospital's list price $1,795

How we calculate the fair BaseRate →

How this hospital compares to other IN hospitals

Highest price of the 9 IN hospitals we have prices for — worth calling around.

Cheapest $33 Priciest $159

Black dot = this hospital, among the 9 IN hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Psychological testing by technician is about $259 (about 0.6× the $456 Medicare rate). Indiana University Health Bedford Hospital charges insurers about $159, or about $512 in cash — below the fair price — a good deal. Located in Bedford, IN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$159 - $1,292	35%
Blue Cross Blue Shieldmajor	$159 - $1,701	35%
Aetnamajor	$1,023 - $1,705	224%
Cignamajor	$1,592	349%
CareSource	$159	35%
Health Net	$1,256 - $1,526	275%
+ 9 smaller / regional plans	$159 - $1,651

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 512), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 96138.

Insurance Before you use insurance

Call your insurance company to confirm Indiana University Health Bedford Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 96138.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Indiana University Health Bedford Hospital

Compare: Psychological testing by technician at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.