CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Decatur County Memorial Hospital

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $190
Cash Discount Price: $264
vs. Medicare Baseline: 1.05x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Decatur County Memorial Hospital is $190. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $264. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.05x the Medicare baseline. Located in 720 North Lincoln Street, Greensburg, IN.

Cash / Self-Pay

$264

Average discount available for prompt cash payment at this facility.

Insurance Median

$190

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $264 (146%)

Insurance Median: $190 (105%)

Cash: $264 (146% of Medicare)

Ins. Median: $190 (105% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$57 - $370	31%
Blue Cross Blue Shield	$65 - $480	36%
Choice Care Mcr Adv	$65 - $139	36%
Siho Mcr Adv	$65 - $139	36%
UnitedHealthcare	$65 - $197	36%
Caresource Mcr Adv	$68 - $146	37%
Aetna	$76 - $365	42%
Caresource Just4Me-All Other Plans	$110 - $237	61%
Sagamore Health-All Plans	$179 - $384	99%
Encircle-All Plans	$190 - $408	105%
Healthsource Indiana-All Plans	$202 - $432	111%
Choicecare Commercial-All Other Plans	$208 - $446	115%
Thcg/Encore-All Plans	$211 - $451	116%
Siho-All Other Plans	$217 - $466	120%
Medicaid / KanCare	$224 - $480	124%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $264.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Decatur County Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.