CMS Price Transparency Data

Blood test, calcium

Facility: Putnam County Hospital

Billing Code: 82310 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82310
Insurance Median: $56
Cash Discount Price: $60
vs. Medicare Baseline: 10.85x Medicare

The contracted insurance negotiated median rate for a Blood test, calcium at Putnam County Hospital is $56. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $60. Compared to the federal Medicare reimbursement reference rate of $5.16, this hospital’s rate is 10.85x the Medicare baseline. Located in 1542 S Bloomington St, Greencastle, IN.

Cash / Self-Pay

$60

Average discount available for prompt cash payment at this facility.

Insurance Median

$56

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.16

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.16 (100%)

Cash / Self-Pay: $60 (1163%)

Insurance Median: $56 (1085%)

Cash: $60 (1163% of Medicare)

Ins. Median: $56 (1085% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1085% of the Medicare baseline (a markup of 985%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Indiana Univeristy Qhp	$3 - $4	58%
Indiana University Plan	$3 - $4	58%
Caresource Hip Mcaid	$5	97%
Caresource Hoosier Healthwise	$5	97%
Blue Cross Blue Shield	$22 - $66	426%
Caresource Just4Me - All Other Plans	$23 - $26	446%
Caresource Mcr Advantage	$23 - $26	446%
Humana	$23 - $61	446%
Sagamore Health Ip-All Plans	$58 - $64	1124%
Cigna	$61 - $68	1182%
Aetna	$63 - $70	1221%
Encore-All Plans	$63 - $70	1221%
UnitedHealthcare	$63 - $70	1221%
Indiana Health Network Ip-All Other Plans	$64 - $72	1240%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $60.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82310.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Putnam County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82310.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.