Northwest Health-La Porte
1007 Lincolnway, La Porte, IN 46350 · 117 Priced Procedures · 65% Patient Recommendation
Typical commercial prices here are +7% above the fair benchmark (1.07×) even after accounting for local nurse/doctor wages and patient complexity.
4-Star CMS clinical quality rating paired with 1.07× fair market pricing.
Cash-Arbitrage Bifurcated Pricer
Northwest Health-La Porte maintains elevated commercial insurance contracts (1.07× Fair BaseRate) while offering direct self-pay cash discounts that beat commercial negotiated medians on 70% of procedures. High-deductible and uninsured patients should always request the self-pay cash rate prior to billing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.89× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 70% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (71/100 safety score) with 65% patient recommendation
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.07× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Commercial insurance median sits at 0.97× Fair BaseRate (1.3× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 1.30×) jump +34% above the median procedure ratio (Q50 0.97×)
- Consolidated metro market (HHI 10,000) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Northwest Health-La Porte
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 117 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $22,515 | 1.2× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $22,368 | 1.2× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $17,584 | 1.0× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $9,543 | 1.2× |
| C-section delivery (full package) CPT Code: 59510 | $2,072 | 0.7× |
| Total hip replacement CPT Code: 27130 | $1,915 | unverified |
| Total knee replacement CPT Code: 27447 | $1,914 | unverified |
| Vaginal delivery (full package) CPT Code: 59400 | $1,873 | 0.7× |
| Bunion correction surgery CPT Code: 28296 | $1,001 | 0.3× |
| Cataract surgery with lens implant CPT Code: 66984 | $912 | 0.4× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $910 | 0.1× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $762 | 0.2× |
| Inguinal hernia repair CPT Code: 49505 | $730 | 0.2× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $700 | 0.7× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $666 | 1.3× |
| Breast lump removal CPT Code: 19120 | $628 | 0.2× |
| Blood transfusion CPT Code: 36430 | $585 | 1.2× |
| MRI, lower back (no contrast) CPT Code: 72148 | $458 | 1.4× |
| MRI, brain (no contrast) CPT Code: 70551 | $460 | 1.3× |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $455 | unverified |
| CT scan, head (with and without contrast) CPT Code: 70470 | $372 | 1.4× |
| Colonoscopy with biopsy CPT Code: 45380 | $367 | 0.3× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $338 | 0.3× |
| CT scan, head (with contrast) CPT Code: 70460 | $306 | 1.3× |
| CT scan, sinuses CPT Code: 70486 | $269 | 1.6× |
Audit a Bill or Quote at Northwest Health-La Porte (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Northwest Health-La Porte's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $19,087 Fair BaseRate ($14,117 Medicare)
Your bill ($54,036) is $34,949 above the denoised Fair BaseRate ($19,087) and 3.8× the $14,117 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Northwest Health-La Porte as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Northwest Health-La Porte. Prior administrative notices do not necessarily reflect current compliance status.
- 2026-02-18·administrative_or_closure
Met Requirements
Recorded - 2025-04-22·administrative_or_closure
Met Requirements
Recorded
Source: CMS Hospital Care Compare (468 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Northwest Health-La Porte.
Notable Payer Contract Outliers (SVD Matrix Anomalies)
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.