St Catherine Hospital Inc
4321 Fir Street, East Chicago, IN 46312 · 96 Priced Procedures · 69% Patient Recommendation
Typical commercial prices here are +46% above the fair benchmark (1.46×) even after accounting for local nurse/doctor wages and patient complexity.
3-Star CMS clinical quality rating paired with 1.46× fair market pricing.
Cash-Arbitrage Bifurcated Pricer
St Catherine Hospital Inc maintains elevated commercial insurance contracts (1.46× Fair BaseRate) while offering direct self-pay cash discounts that beat commercial negotiated medians on 48% of procedures. High-deductible and uninsured patients should always request the self-pay cash rate prior to billing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.99× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 48% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 69% patient recommendation (68/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (34.0% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.46× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (2.3×) & laboratory (2.3×) services average 1.19× higher multiples than routine shoppable care (1.6×)
- Upper-quartile procedures (Q75 1.89×) jump +23% above the median procedure ratio (Q50 1.54×)
- Unnegotiated chargemaster list prices average 10.5× Medicare (16¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at St Catherine Hospital Inc
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 96 published procedures.
Audit a Bill or Quote at St Catherine Hospital Inc (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $25,319
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (34.0% of gross = $25,319).
Self-Pay Cash Rate ($44,642) Beats Your Bill
St Catherine Hospital Inc's published 45 CFR § 180 self-pay cash rate is $44,642 (vs. $29,101 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $19,087 Fair BaseRate ($14,117 Medicare)
Your bill ($74,403) is $55,316 above the denoised Fair BaseRate ($19,087) and 5.3× the $14,117 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (34.0% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at St Catherine Hospital Inc. Prior administrative notices do not necessarily reflect current compliance status.
- 2026-05-05·administrative_or_closure
Closure Notice
Recorded - 2026-01-30·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (378 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for St Catherine Hospital Inc.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.