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Hospital Profile Acute Care Hospital Voluntary non-profit - Private Updated: 2026-04-01

Uchicago Medicine Northwest Indiana

10855 Virginia Street, Crown Point, IN 46307 · 105 Priced Procedures · 93% Patient Recommendation

CMS Overall Rating No CMS Rating
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Above Fair Market · Negotiate
1.25×vs. Fair Market Price
Position vs. 1.00× Fair Price+25% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +25% above the fair benchmark (1.25×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).74/100 · Corroborated
74/100Self-Pay Cash Beats Insurance 1% of the Time
File Completeness100Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic95Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment68Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing85Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount6Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.Regional Value Leader
CMS Star RatingNot RatedOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score89/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait124 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.

Behavioral Pricing FingerprintConsistent Department Multiples

Aligned Regional Benchmark Peer

Uchicago Medicine Northwest Indiana prices shoppable and inpatient services (1.8× to 1.4× Medicare, divergence 0.78×) in alignment with regional hospital peers (1.25× Fair BaseRate). Reviewing plan-specific negotiated rates and cash discounts helps lock in the lowest out-of-pocket tier.

#60 of 107 in IN · 55th State Percentile#2,131 of 3,385 in U.S. · 62nd National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 1.24× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 1% of shoppable procedures (25/100 Cash Honesty)
  • CMS clinical safety score (89/100 safety score) with 93% patient recommendation
  • IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (9.1% AGB cap)
Watchout

Where You Can Get Burned (Markup Traps)

  • Outpatient surgery & OR suites carry a 2.2× markup over Medicare rates
  • Commercial insurance median sits at 1.40× Fair BaseRate (1.8× Medicare), so insured patients should always compare the self-pay cash price before paying.
  • Even at low-cost facilities (1.25× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
  • Unnegotiated chargemaster list prices average 17.8× Medicare (14¢ true HCRIS cost per $1 gross)
Front-Door ShoppableElective / Imaging
1.8× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER0.78× Divergence
1.4× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+9% Upper Tail
Q25 1.24× · Q50 1.40× · Q75 1.52×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
1.8× MedicareGood
Outpatient Surgery & ORBack-Door Captive
2.2× MedicareFair
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
3.2× MedicareElevated
Back-Door Captive ER VisitsBack-Door Captive
2.6× MedicareFair
Inpatient Lab & PathologyBack-Door Captive
5.4× MedicareWatchout
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
1.0× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
1% Cash Edge · 25/100Watchout
CMS Clinical Safety & Star ValueIntegrity & Outcomes
3 CMS · 89/100Good

Procedure Prices at Uchicago Medicine Northwest Indiana

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 105 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Spinal fusion, single level (inpatient stay)
MS-DRG Code: 451
$27,557 0.9×
Hip or knee replacement (inpatient stay)
MS-DRG Code: 470
$16,455 0.8×
Gallbladder removal (laparoscopic)
CPT Code: 47562
$11,402 1.9×
Digestive disorders treatment (inpatient stay)
MS-DRG Code: 392
$6,651 0.8×
Vaginal delivery (full package)
CPT Code: 59400
$6,440 2.4×
C-section delivery (full package)
CPT Code: 59510
$6,440 2.2×
Bunion correction surgery
CPT Code: 28296
$6,440 1.9×
Inguinal hernia repair
CPT Code: 49505
$6,440 1.8×
Breast lump removal
CPT Code: 19120
$6,440 1.7×
Cataract surgery with lens implant
CPT Code: 66984
$4,223 1.7×
Colonoscopy with biopsy
CPT Code: 45380
$4,015 unverified
Colonoscopy (diagnostic)
CPT Code: 45378
$2,428 2.5×
Upper endoscopy with biopsy
CPT Code: 43239
$2,428 2.5×
Injection procedure for pain management
HCPCS Code: G0260
$2,337 2.7×
Blood transfusion
CPT Code: 36430
$1,916 3.8×
Sleep study (overnight, in lab)
CPT Code: 95810
$1,275 1.2×
Echocardiogram (heart ultrasound)
CPT Code: 93306
$811 1.4×
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$591 1.3×
MRI, brain (with and without contrast)
CPT Code: 70553
$582 1.1×
Rabies immune globulin
HCPCS Code: 90375
$551 1.7×
Electrocardiogram (EKG, tracing only)
CPT Code: 93005
$480 7.5×
Breathing treatment (nebulizer)
CPT Code: 94640
$374 1.9×
Ultrasound, leg veins (duplex)
CPT Code: 93970
$392 1.4×
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
$354 1.2×
MRI, brain (no contrast)
CPT Code: 70551
$372 1.1×
Showing top 25 high-impact procedures of 105 total
Inline Bill X-Ray & 501(r) Calculator 501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 9.1%

Audit a Bill or Quote at Uchicago Medicine Northwest Indiana (Zero PHI Required)

CMS CCN: 150195
CPT 451
Fair BaseRate™ $30,775
Medicare Rate $23,504
Self-Pay Cash Request Quote
Insurer Median $27,557
Pre-filled with Uchicago Medicine Northwest Indiana’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 501(r) AGB Cap: $6,012 (274% FPL)

Statutory 501(r) AGB Cap Limits Bill to $6,012

At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (9.1% of gross = $6,012).

Step 2 · Cash vs. Insurance Arbitrage Request Prompt-Pay Quote

Compare Prompt-Pay Cash Rate Against Remaining Deductible

Ask Uchicago Medicine Northwest Indiana's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.

Step 3 · Fair BaseRate Target +$35,362 Above Fair BaseRate

Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)

Your bill ($66,137) is $35,362 above the denoised Fair BaseRate ($30,775) and 2.8× the $23,504 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) 501(c)(3) Nonprofit Hospital

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

EIN: 922355855
Filing Period: 202408
Free Care Eligibility BenchmarkUp to 200% FPL100% charity write-off income threshold
Discounted Care EligibilityUp to 400% FPLSliding-scale & AGB billing cap tier
Charity Care Share of ExpensesSee Schedule HNet community financial assistance reported
26 U.S.C. § 501(r)(5) AGB Benchmark Method: lookback_commercial_median

Hospital-Specific CMS HCRIS Benchmark (9.1% of gross charges)

Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

Safety Composite89/100
Would Recommend93%
Rated 9 or 10 (HCAHPS)89%
Median ER Wait124 min

Source: CMS Hospital Care Compare (31 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Regional Value & Quality Leader

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Uchicago Medicine Northwest Indiana.

Price Index: 0.78× regional baseline
Quality: 59/100 CMS composite
Median Household Income$68,985U.S. Census ACS
Local Uninsured Share6.8%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 74/100 · Corroborated CMS CCN 150195 EIN 922355855

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF File922355855_uchicago-medicine-northwest-indiana_standardcharges.json
Publication / Vintage2026-04-01 · 23.37 MB
Validated Rate Rows841 (CMS v3.0.0)
File Integrity Digestb84eadb1dd89d2438b66…

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.