Pneumococcal vaccine cost in IN
What a pneumococcal vaccine costs at IN hospitals — and the fair price to aim for.
Typical commercial prices here are +50% above the fair benchmark (1.50×) even after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Loss-Leader / Captive Ancillary Cross-Subsidizer
Eskenazi Health prices routine shoppable procedures near 1.1× Medicare (p50 0.94×) while skewing captive emergency, lab, and upper-quartile codes to 1.7× Medicare (p75 1.01×, +7% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 2% below peer Fair BaseRate (0.98×)
- Self-pay cash beats commercial insurance on 4% of shoppable procedures (44/100 Cash Honesty)
- CMS clinical safety score (66/100 safety score) with 75% patient recommendation
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.1× markup over Medicare rates
- Captive ER (3.2×) & laboratory (1.7×) services average 1.55× higher multiples than routine shoppable care (1.1×)
- Specialty infusion drugs (J-codes) average 2.3× Medicare — verify per-unit billing on itemized statements
- Unnegotiated chargemaster list prices average 11.5× Medicare (14¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
In general, IN hospitals charge above the fair price — worth shopping around here. how we calculate the BaseRate →
Compared with the rest of the country, IN’s fair BaseRate ($154) is about the same as the national fair price of $144.
Cheapest IN hospitals for a pneumococcal vaccine
- Eskenazi Health · Indianapolis $122
- Cameron Memorial Community Hospital Inc · Angola $123
- Pulaski Memorial Hospital · Winamac $123
- Woodlawn Hospital · Rochester $123
- Elkhart General Hospital · Elkhart $123
- Greene County General Hospital · Linton $123
- Norton-King's Daughters' Health · Madison $128
- Saint Joseph Regional Medical Center · Mishawaka $131
- Terre Haute Regional Hospital · Terre Haute $132
- St Vincent Heart Center · Carmel $133
- PAM Health Rehabilitation Hospital of Greater Indiana · Clarksville $133
- Ascension St Vincent Carmel · Carmel $133
- Ascension St Vincent Evansville · Evansville $133
- Ascension St. Vincent Seton Specialty Hospital · Indianapolis $133
- Ascension St Vincent Warrick · Boonville $133
Audit a Bill or Quote at IN Hospital Benchmark (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $183
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $183).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask IN Hospital Benchmark's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $154 Fair BaseRate ($89 Medicare)
Your bill ($504) is $350 above the denoised Fair BaseRate ($154) and 5.7× the $89 Medicare rate.