Blood test, ferritin (iron stores)
Facility: University Of Kansas Health System - St Francis Campus
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $80
- Cash Discount Price: $58
- vs. Medicare Baseline: 5.87x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 587% of the Medicare baseline (a markup of 487%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Web Tpa [2115] | $80 | 587% |
| Oncology Patient Assistance Programs [2295] | $80 | 587% |
| Black Lung [6055] | $80 | 587% |
| Aetna | $80 | 587% |
| Blue Cross Blue Shield | $80 | 587% |
| Healthcare Highways [2210] | $80 | 587% |
| Lucent Health [6000] | $80 | 587% |
| Hooray Health [8000] | $80 | 587% |
| Department Of Corrections [1340] | $97 | 712% |
| Healthpartners [1500] | $112 | 822% |
| Cigna | $112 | 822% |
| National Association Of Letter Carriers [1695] | $112 | 822% |
| American Postal Workers Union [1070] | $112 | 822% |
| Humana | $115 | 844% |
| Multiplan [1680] | $151 | 1108% |
| American Healthcare [1055] | $151 | 1108% |
| Administrative Concepts [1005] | $151 | 1108% |
| First Health [1375] | $151 | 1108% |
| Coventry Healthcare [1320] | $159 | 1167% |
| Ks Disability Determination [6090] | $194 | 1423% |
Consumer Guidance & Cost Commentary
For this blood test for ferritin, the University Of Kansas Health System - St Francis Campus lists a cash price of $58.00, which is significantly lower than the facility's negotiated rate of $194.00 and the state average of $194.00. While many insurance plans in the area have negotiated rates as high as $194.00, patients with high-deductible plans may find the cash price more affordable if their insurance allowed amount exceeds this figure. It is important to note that commercial rates often include administrative overhead and contract markups that can inflate the baseline price by 20% to 40% compared to the true cost of care represented by Medicare benchmarks.
Patients should verify their specific plan details before scheduling, as assuming that being in-network guarantees the lowest possible price can lead to unexpected costs. If you are self-paying, ask the hospital about "prompt-pay" discounts, which can reduce the bill by 20% to 50% if paid in full upfront, bypassing the costly insurance billing cycle. Additionally, if you receive a summary bill, request a full itemized audit to identify any errors, unbundled codes, or services not rendered, as over 80% of hospital bills contain mistakes that can be corrected through a formal written dispute sent to the billing supervisor.