Blood test, glucose (blood sugar)
Facility: St. Catherine Hospital - Garden City
Billing Code: 82947 (CPT)
- CPT Billing Code: 82947
- Insurance Median: $14
- Cash Discount Price: $40
- vs. Medicare Baseline: 3.56x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 356% of the Medicare baseline (a markup of 256%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Devoted Health | $4 | 102% |
| Aetna | $4 - $35 | 102% |
| Cigna | $4 - $5 | 102% |
| Blue Cross Blue Shield | $4 - $14 | 102% |
| Kansas Health | $4 | 102% |
| Humana | $4 | 102% |
| Innovage | $4 | 102% |
| UnitedHealthcare | $4 - $26 | 102% |
| Kaiser | $4 - $43 | 102% |
| Medicare (plans) | $4 | 102% |
| Centura Employee Plan | $5 | 127% |
| United Colorado Doctor'S Plan | $6 | 153% |
| Direct To Employer | $7 - $63 | 178% |
| Wpaa | $29 | 738% |
| Christian Health Aid | $34 | 865% |
| Denver Health | $37 | 941% |
| Multiplan | $38 - $133 | 967% |
| Health Partners Of Kansas | $41 | 1043% |
| Peak Health | $61 | 1552% |
Consumer Guidance & Cost Commentary
For the CPT code 82947, representing a blood test for glucose, St. Catherine Hospital - Garden City lists a gross charge of $99.00. The facility's cash median price is $40.00, which is significantly lower than the gross charge and represents a substantial discount for self-pay patients. When compared to the state of Kansas, this cash rate is notably lower than the state average, offering a clear financial advantage for those without insurance or with high-deductible plans. It is important to note that while commercial negotiated rates vary widely among payers—ranging from $4.00 with Devoted Health to $61.00 with Peak Health—these rates often exceed the cash price due to administrative overhead and contract structures. Patients should verify their specific plan's allowed amount before scheduling, as assuming an in-network rate is the lowest possible price can lead to unexpected costs if the negotiated ceiling is higher than the cash option.
The Medicare benchmark for this service is $3.93, which serves as a scientifically validated baseline for the true cost of delivery, distinct from the hospital's inflated chargemaster. The facility's cash rate of $40.00 is approximately 10.2 times the Medicare amount, while the median negotiated rate across payers is $14.00. To maximize savings, patients should inquire directly with the hospital about "self-pay" or "prompt-pay" discounts, which can reduce the final bill by 20% to 50% if paid in full upfront. Additionally, because over 80% of hospital bills contain errors, patients are encouraged to request a detailed, itemized billing audit before making