Blood test, vitamin D
Facility: St. Catherine Hospital - Garden City
Billing Code: 82306 (CPT)
- CPT Billing Code: 82306
- Insurance Median: $93
- Cash Discount Price: $185
- vs. Medicare Baseline: 3.14x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 314% of the Medicare baseline (a markup of 214%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Devoted Health | $29 | 98% |
| Blue Cross Blue Shield | $29 - $259 | 98% |
| Medicare (plans) | $29 | 98% |
| Innovage | $29 | 98% |
| Kaiser | $29 - $109 | 98% |
| Cigna | $29 - $38 | 98% |
| Aetna | $29 - $446 | 98% |
| Kansas Health | $29 | 98% |
| UnitedHealthcare | $29 - $328 | 98% |
| Humana | $29 | 98% |
| Centura Employee Plan | $37 | 125% |
| United Colorado Doctor'S Plan | $44 | 149% |
| Direct To Employer | $52 - $158 | 176% |
| Denver Health | $93 | 314% |
| Peak Health | $154 | 520% |
| Multiplan | $277 - $493 | 936% |
| Wpaa | $371 | 1253% |
| Christian Health Aid | $424 | 1432% |
| Health Partners Of Kansas | $514 | 1736% |
Consumer Guidance & Cost Commentary
For CPT code 82306, a blood test for vitamin D, St. Catherine Hospital - Garden City lists a gross charge of $462.00, while the facility's cash median is $185.00 and the median negotiated rate across payers is $93.00. This cash price is significantly lower than the facility's gross charge and represents a substantial discount compared to the typical commercial negotiated rates. Notably, the cash median of $185.00 is higher than the state average for this service, which is often a key benchmark for fair pricing. Patients with high-deductible plans or those without insurance may find the cash price more favorable than their specific insurance negotiated rate, as some commercial payers have allowed amounts exceeding the cash price. It is important to verify your specific plan's allowed amount before scheduling, as assuming that in-network coverage automatically yields the lowest cost can lead to higher out-of-pocket expenses if your deductible has not been met.
While the facility is a voluntary non-profit church-owned acute care hospital, the data indicates that commercial negotiated rates vary widely, ranging from $29 to $514 depending on the payer. For instance, Kaiser lists an integrated-system internal rate of $29, whereas Multiplan's range is $277 to $493. Medicare serves as a critical baseline for evaluation, with a benchmark amount of $29.60 for this code; commercial rates are often marked up significantly above this federal standard. If you receive a bill that includes charges for out-of-network ancillary services or emergency care, the No Surprises Act may protect you from balance billing, but you should dispute any unexpected