Hepatitis C antibody test

For this Hepatitis C antibody test at University Of Kansas Hospital, the cash price of $18.00 is significantly lower than the facility's gross charge of $91.00 and the median negotiated rate of $65.00 paid by insurance plans. While the facility's cash rate is higher than the state average of $14.27 (Medicare benchmark), it remains substantially below the wide range of negotiated rates observed across payers, which span from $19 to $884. Patients with high-deductible plans may find the cash price advantageous if their insurance negotiated rate exceeds $18.00, as paying out-of-pocket could result in immediate savings compared to the administrative costs and potential balance billing associated with insurance claims.

To ensure you receive the most accurate pricing, it is essential to request a prompt-pay discount or self-pay rate directly from the hospital before scheduling, as these upfront discounts can further reduce the cost below the listed cash price. If you are using insurance, be aware that while the facility is in-network for many plans, the No Surprises Act protects you from balance billing for out-of-network services at in-network facilities, though you should still verify your specific plan's allowed amount to avoid unexpected charges. Finally, if you receive a bill, always demand a full itemized statement rather than accepting a summary invoice, as over 80% of hospital bills contain errors that can be corrected through a formal written audit dispute.